Disability Coverage
The goal of Acom’s Disability Insurance Plan is to provide you with income replacement should you be unable to work due to a non- work-related illness or injury. The company provides employees with the option to purchase voluntary “Short and Long Term Disability” income benefits. Both the short term and long term disability coverages are offered through Sun Life. Rates will be automatically calculated and shown in Employee Navigator during enrollment process.
Insurance Carrier:
Sun Life Short-Term Disability
Plan Type:
Voluntary
Plan Options
Basic
Enhanced
Benefit Percentage
60% of Weekly Earnings
60% of Weekly Earnings
Maximum Weekly Benefit
$1,500
$1,500
Guaranteed Issue Amount
$1,500
$1,500
Injury Elimination Period Sickness Elimination Period
14 days 14 days
0 days 7 days
Benefit Duration
11 weeks
13 weeks
3 month pre-existing / 12 month waiting period
3 month pre-existing / 12 month waiting period
Pre-existing Condition Limitation
Insurance Carrier:
Sun Life Long-Term Disability
Plan Type:
Employer Paid
Employee Classification
Class 3 - All Eligible Employees: Weekly
Benefit Percentage
60%
Maximum Monthly Benefit
$10,000
Guaranteed Issue Amount
$10,000
Elimination Period
90 days 2 Years SSNRA Included
Own Occupation Coverage
Benefit Duration
Partial Disability Benefit
Mental & Nervous Limitation Drug & Alcohol Limitation Pre-Existing Condition Limitation
24 Months per Lifetime 24 Months per Lifetime
3 month pre-existing / 12 month waiting period
12 Acom Integrated Solutions 2023 Enrollment Guide
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