SKIP THE STUDENT DEBT 3Ways to Pay for College That Are Not Loans
Work-Study Depending on your child’s financial need, their college or university may be able to set them up with a part-time position with an hourly rate on campus. Work-study positions are often community-service oriented and/ or matched with the student’s field of study, and the jobs in these programs may be on or off campus. Alternatively, students can also look for other on-campus jobs that aren’t part of a work-study program. Before the school year starts, many schools post job openings for positions like computer lab assistants or event caterers. Private Scholarships There is no shortage of private scholarships. The challenge is finding and applying for them. This can take time, but it is often worth the effort. If you cannot find any scholarships your child is eligible for online, then try using an app like Scholly. It is designed to help students and parents find and apply for scholarships without having to search
We all know how expensive college can be. The bills can pile up fast, and in many cases, paying that debt off can take years, if not decades, especially if private loans are involved. That said, if you have kids who are getting ready to graduate high school, then don’t let the cost of higher education scare you away. If you can’t pay out of pocket, you can help your child apply for loans, but if you’re looking to mitigate debt, or eliminate it entirely, here are some other popular options. Grants Grants are similar to scholarships in that they do not need to be repaid. Many colleges, states, and other organizations award grants based on a number of factors, like academic standing and the income of one or both parents as reported on the Free Application for Federal Student Aid, better known as FAFSA. A great starting point for parents who are helping their kids look for grants is the Federal Student Aid website: StudentAid. gov/understand-aid/types/grants.
all over the internet. Another great resource is your student’s high school guidance counselor. They often have resources about local and regional scholarships that may be worth looking into.
FLOURLESS CHOCOLATE CAKE
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Ingredients
• 1/2 cup water • 1/4 teaspoon salt • 3/4 cup white sugar • 18 (1 ounce) squares bittersweet chocolate • 1 cup unsalted butter • 6 eggs
directions
1. Preheat oven to 300 F (150 C). Grease one 10-inch round cake pan and set aside. 2. In a small saucepan over medium heat, combine the water, salt and sugar. Stir until completely dissolved and set aside. 3. Either in the top half of a double boiler or in a microwave oven, melt the bittersweet chocolate. Pour the chocolate into the bowl of an electric mixer. 4. Cut the butter into pieces and beat the butter into the chocolate, 1 piece at a time. Beat in the hot sugar-water. Slowly beat in the eggs, one at a time. 5. Pour the batter into the prepared pan. Have a pan larger than the cake pan ready, put the cake pan in the larger pan, and fill the pan with boiling water halfway up the sides of the cake pan. 6. Bake cake in the water bath at 300 F (150 C) for 45 minutes. The center will still look wet. Chill cake overnight in the pan. To unmold, dip the bottom of the cake pan in hot water for 10 seconds and invert onto a serving plate.
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