Never Too Late July/August 2025

Publication of Pima Council on Aging, Helping Pima County Age Well Since 1967

Social Health & Wellness, Immunization Awareness Month Never Too Late

WHAT’S NEW · Aging in Our Community · Philanthropy · Medicare Corner · Dementia Capable Southern Arizona · We Want to Hear from You · Rights and Benefits · Caregiving · Advocacy · Ending Life Well · Nosh & Know · Community Lunch Program · Healthy Living · Nunca Es Demasiado Tarde · PCOA Puzzle · Neighbors Care Alliance · PimaCare at Home (PCAH) July & August 2025

Para informaciòn en Español ver páginas 22-24

PUBLICATION OF PIMA COUNCIL ON AGING, HELPING PIMA COUNTY AGE WELL SINCE 1967

Independence. Vitality. Respect.

INSIDE

Aging in Our Community . . . . ..... 3 Philanthropy . . . . . . . . . ........... 4 Medicare Corner . . . . . . . ......... 5 Dementia Capable Southern Arizona . . . . . . . ......... 8 We Want to Hear from You! . . ... 10 Rights and Benefits . . . . . ....... 12 Caregiving . . . . . . . . . . .......... 14 Advocacy . . . . . . . . . . ........... 16 Ending Life Well . . . . . . . ........ 17 Nosh & Know . . . . . . . . ......... 18

Community Lunch Program . . ... 19 Healthy Living . . . . . . . . ......... 20 Nunca Es Demasiado Tarde . . ... 22 PCOA Puzzle . . . . . . . . . ......... 25 Neighbors Care Alliance . . . . .... 26 PimaCare at Home . . . . . . ....... 29 Featured Artist . . . . . . . . ........ 31

PCOA Helpline: (520) 790-7262 Administration: (520) 790-0504 Donate: givepcoa.org E-mail: help@pcoa.org Website: pcoa.org Mail: 600 S Country Club Rd Tucson, AZ 85716-5807 Never Too Late is published by Pima Council on Aging, the Area Agency on Aging, Region II. Material from Never Too Late may be reprinted when permission is given and attribution is used along with ©PCOA 2025. skregar@pcoa.org Graphic Designer Rebecca Manchester rmanchester@pcoa.org Advertising Susan Stein Kregar (520) 790-7573 ext. 5060 skregar@pcoa.org Editorial and Advertising Deadline for Next Bi-Monthly Issue JULY 25, 2025. Please include a contact person name and phone number with all submitted material. All articles are subject to editing in accordance with technical and policy guidelines but will not be altered in content without permission of the author. Publication of submissions is not guaranteed. Ads are not to be considered as PCOA endorsements of products, services, or individuals. Editor Susan Stein Kregar (520) 790-7573 ext. 5060

CONNECT WITH US The best way to access our services is by calling our Helpline between 8:30 am and 5:00 pm Monday through Friday at (520) 790-7262 or emailing help@pcoa.org . Our 600 S. Country Club Rd. building is open for those requiring in-person assistance. FIND US ON SOCIAL MEDIA ON THE COVER Mountain Forest, acrylic on canvas by Barbara Pearson, The Drawing Studio. (Story and full image on page 31).

FACEBOOK facebook.com/pimacouncilonaging INSTAGRAM instagram.com/pimacouncilonaging

LINKEDIN linkedin.com/company/pcoa

Read Never Too Late online at nevertoolate.pcoa.org

NEXTDOOR nextdoor.com/pages/ pima-council-on-aging-tucson-az-1

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Pima Council on Aging

Aging in Our Community

A Message from Our President & CEO, Robert Ojeda, Ph.D.

S ince joining PCOA this spring, I’ve had the opportunity to listen, learn, and begin to understand the depth and breadth of this organization’s work—and the powerful ways it touches the lives of older adults and caregivers across Pima County. What has struck me most in these early months is the shared sense of purpose that runs through every part of PCOA. Whether through direct services, advocacy, education, or outreach, the people of PCOA—our staff, volunteers, donors, and community partners—are united in their commitment to support older adults with dignity, compassion, and respect. We are in a time of meaningful reflection as an organization. We’re asking ourselves how we can continue to do this work in the most impactful, sustainable, and responsive way possible. That includes looking

carefully at how we serve, how we collaborate, and how we prioritize the resources entrusted to us. It is thoughtful work, and I’m grateful to be engaging in it alongside such a dedicated and mission-driven team. In these early months of serving as CEO, I’ve come to appreciate not only the depth of PCOA’s impact, but also the strong foundation of trust and collaboration that supports it. I see an organization rooted in values, rich in expertise, and committed to evolving with the needs of the community. In the coming months, you’ll continue to see us focused on supporting health and independence, building meaningful connections, and advocating for the issues that matter most to older adults and their families. That focus remains unchanged. Thank you for your support and your trust in PCOA. Whether you engage with us as a client, caregiver, donor,

Robert Ojeda, Ph.D.

volunteer, or advocate, you are part of this work—and part of shaping a community where older adults are truly valued. Warm regards,

Robert Ojeda, Ph.D. President and CEO Pima Council on Aging

July & August 2025, Never Too Late | Page 3

Pima Council on Aging

Philanthropy You can: • Make a plan that protects your loved ones • Keep control over important future decisions • Choose to leave a gift to PCOA, if you wish, to support your community Visit bit.ly/pcoa-free-will to get started. Already included PCOA in your estate plans? Let us know, so, we can thank you and celebrate your impact. Do you have retirement accounts or life insurance? Some gifts—like IRAs, 401(k)s, and life insurance policies—aren’t included in your will. These are called non-probate assets , and they need to be planned separately. Our FreeWill tool can help with those too, offering printable instructions to guide you through the process.

Together for Tomorrow: The Legacy You Can Leave What kind of future do you want to help create? At Pima Council on Aging, we believe in building a community where older adults can live with dignity, purpose, and care. We know that the choices we make today shape the world we leave behind. That’s why so many supporters are choosing to leave a gift to PCOA in their will or estate plan. It’s one of the most powerful ways to ensure that your values live on and that older adults in Pima County are supported for generations to come. A simple way to get started. We’re proud to offer a free online tool to help you plan for the future. It’s called FreeWill, and it lets you create a legally valid will in about 20 minutes—at no cost.

This August during Make a Will Month, take a moment to reflect on what matters most to you. When you leave a gift to PCOA, you’re doing more than planning for the future—you’re helping build it. Let’s shape tomorrow together. Visit pcoa.org/legacy or email us at development@pcoa.org to learn more.

All donations to PCOA are eligible for the Arizona charitable tax credit. ■ Yes! I care and want to support older adults aging well:

This gift is from: Name:_ ______________________________________ Address:_ ____________________________________ _____________________________________________ Phone:_______________________________________

■ A one-time gift of ■ $30 ■ $50 ■ $75 ■ $_ ________ ■ A recurring monthly gift of $_ ________ charged to my credit card ($10 minimum). ■ My check made payable to PCOA is enclosed. ■ Please charge my gift to my credit card ($10 minimum). Card #_ _______________________________________________ Exp. Date__________________ Sec. Code__________________

NTL JULY/AUGUST 25

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Pima Council on Aging

Medicare Corner

2025 MEDICARE PRESENTATIONS ✓ Understand the difference between Original Medicare and Medicare Advantage. ✓ Learn about Medigap and Prescription Drug Plans. ✓ Questions to ask before you enroll. ✓ How and when to enroll. ✓ Learn about Medicare Savings Programs and help with paying Part B premium and/or Part D drug costs for those who qualify. ✓ How to find plans that offer the lowest costs for prescriptions you take. Pick up plan comparison spreadsheets for Pima County Medicare beneficia ries.

DATE

TIME

REGISTRATION LINK

LOCATION

Wednesdays July 9 & August 13 Wednesdays July 23 & August 27

PCOA at The Katie 600 S. Country Club Rd. Tucson, AZ 85716 Murphy-Wilmot Library 530 N. Wilmot Rd. Tucson, AZ 85711

PCOAMedicare.eventbrite.com

12:00–3:00 pm

MurphyWilmotLibraryMedicare.eventbrite.com

2:00–5:00 pm

PCOA is your local State Health Insurance Assistance Program (SHIP) , and Senior Medicare Patrol (SMP) for Pima County. For assistance with your Medicare questions, contact us at (520) 546-2011 or email SHIP@pcoa.org . This project was supported in part by grant number 90MPPG0022, from the U.S. Administration for Community Living, Department of Health and Human Services, Washington, D.C. 20201. Grantees undertaking projects with government sponsorship are encouraged to express freely their findings and conclusions. Points of view or opinions do not, therefore, necessarily represent official ACL policy.

July & August 2025, Never Too Late | Page 5

Pima Council on Aging

Medicare Corner

Part B vs. Part D Drugs Most drugs covered by Medicare are covered by Part D. But in some cases, Part B or Part A pays for drugs. Knowing these rules can help you get your prescriptions with fewer problems. Here are some of Medicare’s rules for covering prescription drugs: Know when Parts A, B, and D cover prescription drugs. • Part A covers the drugs you need during a Medicare-covered stay in a hospital or skilled nursing facility. • Part B covers drugs administered by your provider or at a dialysis facility where the provider or facility supplies and administers the drugs. Part B also covers some outpatient prescription drugs, mainly some oral cancer drugs used in chemo- therapy. Part D cannot pay for any drugs that Part B covers.

• Vaccines: Part D covers most vaccines your doctor recommends. Part B covers some vaccines, though. For example, flu shots, pneumonia shots, COVID-19 shots, and hepatitis B shots for certain people are covered. Part B also covers vaccines after you’ve been exposed to a dangerous virus or disease, such as tetanus. • Insulin: If you self-inject insulin, Part D covers insulin and related medical supplies. For example, syringes, gauze, and alcohol swabs are covered. Part B covers insulin that you use with a Part B-covered insulin pump. Part B covers insulin pumps, related supplies, and the insulin used with these pumps as durable medical equipment. • Immunosuppressants: Part B covers your immunosuppressants if you had a kidney transplant in a Medicare-approved facility, and you had Medicare Part A at the time of your transplant. Part D covers immunosuppressants if you didn’t have Part A at the time of your transplant, or you didn’t have your transplant in a Medicare-approved facility. • HIV Prevention and Treatment: Part B covers both oral and injectable PREP to prevent HIV if you are at an increased risk. Also, Part B covers individual counseling and HIV screenings. Part D covers PrEP if you currently have HIV and use PrEP to treat HIV. For Medicare Advantage coverage check with your plan provider.

• Part D covers most outpatient prescription drugs you get at the pharmacy. Check your plan’s list, called a “formulary,” of covered drugs to find out if it covers your drugs. Understand when Part B or Part D can cover certain drugs. Some drugs may be covered by Part B or Part D. The part that covers your drug depends on what the drug is used for and how you take it. For example: • Injectable drugs: Part B covers injectable drugs if you can’t inject the drug yourself and your doctor provides the drug in their office and injects the drug for you. Part D covers injectable drugs that you buy at the pharmacy and take yourself. Part D also covers injectable drugs that you buy at the pharmacy and bring to your doctor’s office for them to inject for you.

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Pima Council on Aging

Medicare Corner

Know How to Fix Issues When Accessing Your Medications • Know how Medicare covers your drug. Call Medicare to find out which part of Medicare should cover your drug. Check if your Part D drugs are on your plan’s list, also called a “formulary.” Also check for any coverage restrictions, such as rules you must follow before your plan covers your drug. • Ask your pharmacist to submit claims to the right part of Medicare. Your pharmacist could be billing your prescription incorrectly. This could explain a drug coverage denial or why your pharmacist is having trouble with your plan. If your provider doesn’t know how to submit these claims, they can reach out to your plan or to Medicare for help. • Make sure your provider or pharmacist has the documentation they need. This is helpful for drugs that are covered differently depending on the situation. For example, if Part B should cover your insulin because you use an infusion pump to take it, you may need to show proof that you have an insulin pump. • Appeal any denial. You have the right to appeal Medicare’s or your plan’s denial. Ask your doctor to help prove your drug is medically necessary and that you meet the coverage criteria.

Be on the lookout for pharmacy fraud. A common example of pharmacy fraud is when a pharmacy bills Medicare for a drug you didn’t get. They could also refill a prescription you don’t need without you knowing it. For example, you don’t pick up the prescription, but the pharmacy still bills Medicare and gets paid. Another example is when a pharmacy gives you a different medication than what your doctor prescribed. A pharmacy could bill you for an expensive custom pain cream, instead of the cheaper generic one your doctor ordered. Pharmacy fraud could also happen when a pharmacy intentionally gives you less medication than your doctor ordered for you. It’s important to check your Medicare statements if there is concern about pharmacy fraud. Report potential fraud to your Senior Medicare Patrol (SMP).

Take Action: 1. Call 1-800-MEDICARE (633-4227) if you need help understanding how Medicare covers your medication. 2. Work with your provider or pharmacist if you have trouble getting your medication. 3. Call your State Health Insurance Assistance Program (SHIP) if you need help appealing a drug denial. 4. Call your Senior Medicare Patrol (SMP) if you have experienced potential fraud, errors, or abuse. PCOA is the local SHIP/SMP for Pima County and can be reached at (520) 546-2011 for more information.

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Pima Council on Aging

Dementia Capable Southern Arizona A Memory Café is a welcoming social gathering for individuals living with dementia and their caregivers. It Options Counseling Caring for a loved one with DCSA in The Community

memory loss? You are not alone. DCSA offers Options Counseling to help connect you with memory loss screenings, resources, referrals, and support. Call (520) 790-7262 or fill out a request online at pcoa.org/DementiaReferral

provides a safe, supportive space to connect, enjoy activities, and connect with others in a relaxed environment. Cafés help promote social connectedness and foster community for those affected by memory loss.

July & August 2025 Memory Cafés For café specific information or to register, please visit: bit.ly/3CNt36f

Fridays July 25 and August 29 10:00—11:30 am Wednesdays July 9 and August 13 3:00–4:00 pm

AARP Tucson Office 6700 N. Oracle Rd. Suite 331 Tucson, AZ 85704

AARP Memory Café

Alzheimer’s Association Memory Café

Beyond Bread 421 W. Ina Road Tucson, AZ 85704

Schedule a Group Presentation Interested in a customizable presentation? We offer sessions on topics like Dementia Friends, dementia risk reduction, and practical tools for dementia caregivers. Presentations are available online or in-person, in English or Spanish, and tailored for all ages and communities. To schedule a presentation, please contact Nicole Thomas at (520) 790-7573 ext. 1739 or nthomas@pcoa.org Explore all PCOA presentations at pcoa.org/about-pcoa/community- presentation-request/

Wednesdays July 9 & 23, and August 13 & 27 10:00–11:00 am

The Katie (PCOA) 600 S. Country Club Rd. Tucson, AZ 85716 The Lupu (PCOA) 8467 E. Broadway Blvd. Tucson, AZ 85710 United Methodist Church of Green Valley 300 W. Esperanza Blvd. Green Valley, AZ 85614

Memory Café at The Katie

Tuesdays July 15 and August 19 10:00–11:00 am Thursdays July 10 and August 14 2:00–3:00 pm Thursdays July 10 and August 14 10:30–11:30 am Fridays July 18 and August 15 1:00–2:00 pm

Memory Café at The Lupu

Esperanza Memory Café

JFCS Tucson 4301 E. 5 th St. Tucson, AZ 85711

Midtown Memory Café at JFCS

La Posada Community Center 780 S. Park Centre Ave. Green Valley, AZ 85614

Posada Life Memory Café

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Pima Council on Aging

Dementia Capable Southern Arizona

July & August 2025 Presentations

600 S. COUNTRY CLUB

VIRTUAL

Dementia Friends Information Session Dementia Friends with Special Emphasis on the Intellectual and Developmental Disabilities Population Memory Loss: Progressions, Behaviors, and Interventions Part 1 Memory Loss: Progressions, Behaviors, and Interventions Part 2

Tuesday, August 5 3:00–4:00 pm

Thursday, July 31 3:00–4:30 pm

7. Find support in group settings. Attend support groups focused on communication, chronic pain, caregiving, or grief. 8. Take a class and learn something new. Enroll in classes for cooking, art, technology, jewelry-making, language learning, writing, knitting, or film discussion. 9. Explore local community events. Check out offerings from organizations including AARP, BAI, JCC, PCOA, YMCA/YWCA, TMC for Seniors, or OLLI-UA. 10. Stay curious and connected. Mix and match these activities to build a lifestyle full of engagement, movement, learning, and social connection. For more information on the trainings or to schedule an additional training, please contact Nicole Thomas at (520) 790-7573 ext. 1739 or nthomas@pcoa.org

Thursday, August 21 10:00–11:30 am

Tuesday, August 19 3:00–4:30 pm

Thursday, August 28 10:00–11:30 am

Tuesday, August 26 3:00–4:30 pm

10 Ways to Stay Socially Connected and Active Social engagement has been shown to reduce the risk of developing dementia and can delay the age of onset for those who develop dementia. 1. Get moving with group fitness. Join activities like dancing, Zumba, yoga, Tai Chi, water aerobics, low-impact cardio, or walking, hiking, and cycling groups. 2. Play games together. Enjoy multiplayer games such as board games, cards, chess, bingo, Mahjong, Mexican Train, Bunco, or puzzles. 3. Volunteer your time. Contribute through programs such as Foster

Grandparents, serving as a greeter or docent, visiting patients, facilitating support groups, or helping with food distribution. 4. Connect over meals and meet-ups. Visit friends, attend community lunches, holiday meal gatherings, potlucks, or local meet-up groups. 5. Join a club or interest group. Explore clubs for books, astrology, music jam sessions, gardening, birding, or other shared interests. 6. Attend faith-based or cultural events. Participate in services and events through churches, synagogues, mosques, or cultural centers such as Dunbar Pavilion or the Tucson Chinese Cultural Center.

July & August 2025, Never Too Late | Page 9

Pima Council on Aging

We Want to Hear from You! Your voice matters—and we are listening.

Your Story (or Your Loved One’s) Can Help Protect Vital Services

At PCOA, we know that stories— your stories —have the power to shape how our community and our leaders understand the needs of older adults. Together, we can lift up the voices of older adults and caregivers and remind policymakers what’s at stake. As critical services funded by the Older Americans Act and Medicaid face possible funding cuts, we are collecting personal stories from older adults, caregivers, and families to help illustrate just how essential these programs truly are. Have you or someone you care for benefited from: • Meals on Wheels or community lunches? • In-home caregiving or respite support? • Medicare or Medicaid guidance? • Healthy Living or caregiver support programs? Whether you’re sharing your own experience or telling the story of a loved one, we would be honored to hear from you. Share your story in the way that works best for you: ONLINE Fill out our story form at pcoa.org/shareyourstory BY PHONE Call us at (520) 355-5530. BY MAIL

PCOA – Story Collection 600 S. Country Club Rd. Tucson, AZ 85716-5807

When you submit a story via phone or mail, please provide: • Your name, phone number, and email (if you have one) • Permission for us to share your story in our advocacy and outreach efforts • Let us know if we may contact you to take a photo to accompany your story.

Everyone who submits a story by July 15, 2025 will be entered to win a $50 Fry’s gift card as a thank-you.

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Pima Council on Aging

We Want to Hear from You!

■ Health and wellness articles ■ Community resources ■ Advocacy and policy news ■ Letters from leadership ■ Volunteer opportunities ■ Advertisements

Help Shape the Future of Never Too Late At PCOA, we’re always looking for ways to make Never Too Late more engaging, relevant, and valuable for you—our readers. As we plan updates to the format, content, and design, we want your input. What topics matter most to you? What features do you find most useful? Your feedback will help us ensure Never Too Late continues to be a trusted resource for older adults and caregivers in Pima County. Two ways to complete the survey: MAIL: Fill out, clip and mail this to 600 S. Country Club Rd. Tucson, AZ 85716-5807 ONLINE: NTLsurvey.pcoa.org As a thank-you for completing the survey by July 15, 2025, you’ll be entered to win a $50 gift card to Fry’s! Reader Survey 1. How do you usually read Never Too Late ? (Check all that apply) ■ I receive the print edition by mail ■ I pick up a printed copy at: _ ______________________________ ■ I read it online on the PCOA website ■ I receive the email link when a new edition is available ■ I don’t regularly read Never Too Late 2. How often do you read Never Too Late ?

8. Would you be interested in the following additions? (Check all that apply) ■ Monthly theme or special section (e.g., brain health, caregiving) ■ Interviews with local older adults ■ Personal stories and reader submissions ■ Advice column (e.g., caregiving tips, legal Q&A) ■ Photo section from community events ■ Spotlight on volunteers or staff ■ Other:_________________________ 9. How important is it for you to receive Never Too Late in print? ■ Very important ■ Somewhat important ■ Not important–I read it online ■ I don’t read it either way 10. Do you have any suggestions for improving Never Too Late ? _ _________________________________ _ _________________________________ _ _________________________________ 11. Your age group (optional): ■ Under 60 ■ 60–69 ■ 70–79 ■ 80+ ■ Prefer not to answer 12. Would you like to be entered into the drawing for a $50 Fry’s gift card? ■ Yes If yes, please provide your name and contact information: Name:___________________________ Phone or Email: _ _________________________________ _ _________________________________

■ Crossword puzzle or brain games ■ Other:_________________________ 4. What topics are most important to you? (Check up to 5) ■ Healthy aging and fitness ■ Caregiving and caregiver support ■ Brain health and memory ■ Nutrition and recipes ■ Social connection and loneliness ■ Aging in place and home safety ■ Legal or financial planning ■ Local events and classes ■ Medicare and health benefits ■ Transportation and mobility ■ Stories from older adults in the community ■ Ageism and changing perceptions of aging ■ Other:_________________________ 5. Are there any topics you wish we covered more often?______________ _________________________________ _________________________________ 6. How easy is Never Too Late to read and navigate in its current format? ■ Very easy to read and navigate ■ Mostly easy to read ■ Sometimes difficult to read due to font size, layout, or organization ■ Often hard to read or navigate ■ No opinion 7. How do you feel about the length of the newspaper?

■ Every issue ■ Most issues ■ Occasionally ■ Rarely

■ Just right ■ Too long ■ Too short ■ No opinion

3. What sections or features do you usually read? (Check all that apply) ■ Upcoming events calendar ■ PCOA program and service updates

July & August 2025, Never Too Late | Page 11

Pima Council on Aging

Rights and Benefits

Social Security Updates By Jack Burns, Social Security Public Affairs Specialist in Arizona Social Security Administration Implements News Requirement For Direct Deposit Changes Social Security is strengthening the process to prove identity related to direct deposit information. This applies to individuals who need to change their direct deposit information on our records. The easiest and most secure way is online with a personal my Social Security account. You can create an your my Social Security account at www.ssa.gov/myaccount/ If someone cannot access their my Social Security account, then they will need to come into a Social Security office to prove their identity. People will continue to receive their benefits on schedule to the bank account information in Social Security’s records without needing to prove identity. Bad actors use other people’s personal information, often found on the dark web, to steal people’s money and identity. That information allows bad actors to get past antiquated knowledge-based questions. Social Security’s identity verification procedures prevent bad actors from stealing current and future benefits.

Social Security Will Require In-person Identity Proofing in Certain Situations You don’t need to contact Social Security if you don’t receive benefits. If you are not applying for benefits or changing direct deposit information for current benefits, there is no need to contact Social Security to prove identity. People will continue to receive their benefits on schedule to the bank account information in Social Security’s records without needing to prove identity. If changing direct deposit information for existing benefits, the most convenient and secure way to prove identity is with Social Security’s online services using a personal my Social Security account.

If unable to use Social Security’s online services, or generate a one-time code on ssa.gov/PIN a person: • Changing direct deposit information for any type of benefit must prove their identity in a Social Security office. • Receiving payment by paper check must visit a Social Security office before changing their mailing address. • Filing for certain types of benefits by telephone must prove their identity in a Social Security office. You don’t need to visit Social Security: • To prove your identity if you use a personal my Social Security account to change direct deposit information. • If you are applying for benefits online or over the phone (unless your claim is flagged as a possible fraud risk).

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Pima Council on Aging

Rights and Benefits

• To continue receiving benefits to the bank account information in Social Security’s records. • If you do not receive benefits. You do need to visit a Social Security office if you need to change direct deposit information and cannot do it online or cannot generate a one-time code at ssa.gov/PIN to complete the direct deposit transaction over the phone. You will be redirected to sign in to or create a personal my Social Security account to generate the code. If you are unable to create an account, you will need to come into a local Social Security office or arrange for direct deposit through your bank. Exceptions To Social Security’s New Identity-proofing Requirements Once you have created a personal my Social Security account, you don’t need to prove your identity online again to continue using Social Security’s convenient online services. If you need to prove your identity in a local office for a reason explained on this webpage, and if you need to visit a local office again for assistance when proof of identity is required, you will need to prove your identity at that next visit. You can create a personal my Social Security account to prove your identity one time and continue to use Social Security’s online services without proving your identity in person. Beginning April 28, 2025, you can change your direct deposit by calling 1-800-772-1213. Before you call, go to ssa.gov/PIN to get a one-time code that you will give to the Social Security representative. You will be redirected to sign in to or create a personal my Social Security account to generate the code. If you are unable to create an account, you will need to come into a local Social Security office or arrange for direct deposit through your bank. Social Security will never contact you by a text message to provide or confirm information about your identity. Ignore a text message like this if you receive one.

ALTCS Workshops Join us for a workshop to learn about the Arizona Long Term Care System (ALTCS). Discover what ALTCS is, the eligibility requirements, and the range of services available once enrolled. This workshop is an excellent starting point for anyone considering ALTCS for themselves or a loved one.

FOURTH WEDNESDAY OF EACH MONTH Location may be subject to change. Eventbrite registration will reflect the most up-to-date location information. Please join us in person Date: July 23, 2025 Time: 2:00–4:00 pm Location: The Katie, 600 S. Country Club Rd. Please join us on Zoom from your computer, tablet, or phone Date: August 27, 2025 Time: 2:00–4:00 pm Registration is required for both the in person workshop and online webinar. TO REGISTER , go to bit.ly/ALTCSWorkshop , or call Donna DeLeon at (520) 305-3450.

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Pima Council on Aging

Caregiving allow others to be there to help and support you through your caregiving journey. How can loved ones offer you help and support if they are in town or out of town? • Talking to a trusted support who will allow you to vent when emotions are running high • Providing respite in person or paying for respite so that you can get a much-needed break or vacation • Going grocery shopping for you or having groceries or food delivered to your front door • Helping you do home chores, gardening, lawn care, fixing something around the house, or paying for a service that can do the work If you don’t feel comfortable asking for help with the large things, start with small things and work your way up to bigger ones. It might be helpful to write a list of items or tasks you need so that when someone is offering help, you’ll have it handy. Always consider a person’s skills and abilities when thinking about how they can help. Everyone can’t do every task you need, and that’s okay too. Lastly, asking for and accepting help from others isn’t always easy. It can cause you to feel awkward and uncomfortable. However, the best thing you can do as a caregiver is to get external help and support. You’ve got this! Remember that there are people around you who want to help—so, let them!

How to Ask for Help and Support By Tonetta Clay, Family Caregiver Support Group Facilitator Asking for help and support as a caregiver can be daunting, but if you don’t ask, how will others know that you are frustrated and overwhelmed? You are often busy caring for others, which leaves little time for your own self-care, which can include much-needed doctors’ appointments and procedures. Neglecting your own care will start to affect your mental and physical health, which is not good for you or your loved one. How will you know when you need help? Here are a few signs to watch for: • Becoming easily frustrated, impatient, or angry • Feeling anxious, exhausted, or overwhelmed • Feeling sad, hopeless, or lonely • Experiencing frequent headaches, upset stomach, or other physical symptoms How can you say “yes” to help? When someone offers help, practicing saying “yes” can go a long way. Remember that you are not a failure or burden, and it is okay to say “yes” to help from others. With a phone call, text, or email you can reach out to family, friends, and/or neighbors. It is the way you feel comfortable reaching out that matters. Just remember to

An Aging and Caregiving Specialist can be a support for caregivers by providing an individualized approach with planning care, resources to connect you with the services you need in the community, and ongoing support. Please call our Helpline at (520) 790-7262 to connect with an Aging and Caregiver Specialist.

Meet Our Family Caregiver Support Group Specialist

Tonetta has spent her career providing services to children, families, and adults, and has worked at PCOA for nearly three years. She facilitates our Caregiver Support Groups, providing informal caregivers with a safe space to openly express their struggles caring for a loved one. In her spare time, she enjoys baking sweet treats, walking trails, and nature photography.

Tonetta

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Pima Council on Aging

Caregiving

Monday, July 21 · 1:00–2:30 pm (Midtown) The Katie In-Person Meeting Tuesday, July 22 · 9:00–10:30 am (Southwest) Tucson Estates In-Person Meeting Monday, July 28 · 11:00 am–12:30 pm Understanding Medicare Virtual Meeting on Zoom AUGUST Monday, August 4 · 1:00–2:30 pm (East) PCOA Lupu Building In-Person Meeting Tuesday, August 5 · 12:00–1:30 pm (Oro Valley) Impact of S. Arizona In-Person Meeting Thursday, August 7 · 1:00–2:30 pm Virtual Meeting on Zoom Monday, August 11 · 1:00–2:30 pm (Green Valley) Friends Indeed In-Person Meeting Tuesday, August 12 · 10:30 am–2:00 pm (Marana) Wheeler Taft Abbett, Sr. Library In-Person Meeting Caregiver Support Groups

JULY Tuesday, July 1 · 12:00–1:30 pm (Oro Valley) Impact of S. Arizona In-Person Meeting Thursday, July 3 · 1:30–3:00 pm Virtual Meeting on Zoom Monday, July 7 · 1:00–2:30 pm (East) PCOA Lupu Building In-Person Meeting Tuesday, July 8 · 10:30 am–12:00 pm (Marana) Wheeler Taft Abbett, Sr. Library In-Person Meeting Monday, July 14 · 1:00–2:30 pm (Green Valley) Friends Indeed In-Person Meeting Tuesday, July 15 · 10:00–11:30 am (North) AARP Arizona In-Person Meeting Wednesday, July 16 · 1:00–2:30 pm (East) PCOA Lupu Building In-Person Meeting Thursday, July 17 · 1:30–3:00 pm Virtual Meeting on Zoom

Thursday, August 14 · 1:00–2:30 pm (East) PCOA Lupu Building In-Person Meeting Monday, August 18 · 1:00–2:30 pm (Midtown) The Katie In-Person Meeting Tuesday, August 19 · 10:00–11:30 am (North) AARP Arizona In-Person Meeting Thursday, August 21 · 1:30–3:00 pm Falls Prevention Workshop Virtual Meeting on Zoom Monday, August 25 · 11:00 am–12:30 pm Virtual Meeting on Zoom Tuesday, August 26 · 9:00–10:30 am (Southwest) Tucson Estates In-Person Meeting RSVP Required for all groups. To RSVP or if you have any questions, please contact: Tonetta Clay at (520) 305-3405 or email tclay@pcoa.org

My grandpa is in the early stages of dementia... It’s a lot to manage with my school, work, and other responsibilities, but I have to make sure he’s getting the care and medication he needs…

Connect to trusted caregiver resources today. Visit pcoa.org or call the Helpline at (520) 790-7262.

July & August 2025, Never Too Late | Page 15

Pima Council on Aging

Advocacy

Advocacy in Action: Protecting What Matters Most In times of challenge, advocacy becomes essential.

Advocacy isn’t just for professionals. It’s for all of us. When you speak up, when you help a neighbor take action, when you share what’s happening in your life or the life of someone you love, you become part of something bigger. Here’s how you can get involved: • Stay informed. Visit advocate.pcoa.org for updates and action alerts. • Contact your representatives. Let them know aging issues matter to you. • Share your story. Add your voice at pcoa.org/shareyourstory. • Support the work. Donate at donate.pcoa.org , volunteer at volunteer.pcoa.org , and spread the word. Together, we can ensure that older adults in Pima County are supported, respected, and heard today and in the future. Aging is not a niche issue; it’s a universal experience.

This work is rooted in our mission and driven by community. We know that aging is not a niche issue; it’s a universal experience. The strength of our community depends on how we treat those who have come before us, and how we prepare for the future we all share. In the past several months, our team has met with local, state, and federal leaders to share the real-life impact of budget shortfalls on older adults and caregivers. We’ve brought data, yes, but more importantly, we’ve brought stories. Stories of neighbors who rely on home-delivered meals. Of caregivers stretched to the brink. Of older adults navigating systems that weren’t built with them in mind. And we need more of these stories. Your voice matters. Your experience matters. If you’ve been impacted by any of PCOA’s programs, or if you’re concerned about the future for older adults in our community, please consider sharing your story. Visit pcoa.org/shareyourstory to make your voice part of this movement.

Across Pima County and the nation, older adults are facing unprecedented challenges: the cost of living continues to rise, affordable housing is increasingly scarce, and public funding for aging services is under threat. Here in our community, we are seeing the impact firsthand. Programs that provide meals, care coordination, and social connections are at risk. Families who count on these services are being asked to do more with less. At PCOA, we’ve always believed that older adults deserve better. And we’re doing something about it. Now more than ever, we are doubling down on advocacy and raising our voices to protect critical services, promote age-friendly policies, and ensure that older adults are not overlooked in budget decisions at every level of government.

The Arizona Department of Economic Security Division of Aging and Adult Services invites you to take the AZ State Plan on Aging survey. Your participation and feedback will be critical to the quality of aging services in Arizona. Visit bit.ly/AZStatePlanonAging and complete the survey by July 31, 2025. TAKE THE SURVEY

Page 16 | July & August 2025, Never Too Late

Pima Council on Aging

Ending Life Well

Parting is Such Sweet Sorrow: Presence with a Dying Person By Deb Seng, Caregiving and Community Initiatives Director Relationships make life worth living. Yet, fear and sadness about dying and death can drive us away from connecting with someone in their final days. The resulting missed opportunities often lead to complicated grief and enduring regret for those who remain. Instead, this article will discuss considerations for creating a little sweetness in being with someone approaching death. For many, the end of life is a time for reflection and preparation. Remembrance may give way to remorse about past mistakes or broken relationships. It may also create longings for love and validation. And the sheer presence of an important person can provide comfort, resolution, and peace—the chance to tidy up their life and legacy. So, what is presence? And how can we offer presence to a person at the end of their life? Physical presence is about showing up—in person, by phone, or letter. It is a sincere gesture about being with and for the dying person without personal agenda or expectation. Physical presence takes humility and courage, and your presence is a reminder of relational history, shared memories, and a journey that is not yet finished. Sit quietly, listen attentively, or hold the person’s hand.

Emotional presence is about intention and openness. Approach the dying person with a heart at peace and a commitment to offer what they need. Be slow to speak and strive to understand the other’s memories, concerns, or regrets. Honor their values, cultural perspectives, and feelings by expressing empathy rather than responding with cliches or platitudes. In principle, offering presence seems simple enough. But human relationships are complex and messy. Here are a few suggestions to help you be honorably present with a person preparing for death. • Practice empathy. Imagine yourself in the other person’s experiences, good and bad—failed intentions, and hopes unfulfilled. This grows your compassion. • Be authentic and genuine. Say something as honest and simple as “I’m here,” or “I care about you,” or

“I’m having trouble finding words to say.” If you are a better person because (or in spite) of the other person, talk about the character traits you developed. • Say “thank you” or “I love you.” Acknowledge lessons learned or positive experiences with gratitude. And tell the person of your love for them, even if you don’t love their impact. • Offer grace or even forgiveness. Releasing hurt, anger, and resentment can be a gift to you both. Preparing well for dying and death is difficult work, but you can add sweetness to the sorrow by giving your presence. To explore end of life care planning options, contact the

PCOA Helpline at (520) 790-7262. Why a Will is Not Enough

Hosted by PCOA | Presented by the Planned Giving Roundtable of Southern Arizona Friday, August 22, 2025 · 10:00–11:30 am The Katie Dusenberry Healthy Aging Center, TEP Room 600 S. Country Club, Tucson, AZ 85716 Understanding Estate Planning RESERVE YOUR SPACE TODAY at bit.ly/pcoawhyawill A will is just one piece of estate planning. Learn key steps for protecting your assets and loved ones, and ensure your wishes are honored, whether starting fresh or updating an existing plan. While this event is free, reservations are required due to limited capacity.

July & August 2025, Never Too Late | Page 17

Pima Council on Aging

Nosh & Know

Join PCOA for Each session offers expert insights, engaging discussions, and snacks! WHEN: 1:00–2:00 pm WHERE: Katie Dusenberry Healthy Aging Center 600 S. Country Club Rd., Tucson, AZ NOSH& KNOW A series of insightful events designed to help you age well and stay connected.

Knowing What to Eat and Why: The Science (and Sense) Behind Eating Well as We Age Navigating the aging process can feel overwhelming, but the right information empowers you to make proactive decisions about your health. Join us for our next Nosh & Know event on Thursday, July 10 from 1:00–2:00 pm , where we’ll explore the "why" behind common nutrition guidance, especially as it relates to aging. We’ve all heard it: Eat healthy. Avoid sugar. Stick to the Mediterranean diet. Cut the processed stuff. Over time, it becomes background noise–even the best advice loses power without context. Join us for a discussion that makes nutrition feel less like a lecture and more like a conversation that matters. The session includes an interactive Q&A, giving you expert answers to pressing questions. Plus, you’ll connect with others, fostering shared learning and community. As always, light snacks will be provided, creating a welcoming space to learn and discuss these important topics. Reserve your spot today and take a step toward aging with confidence and clarity!

JULY 10, 2025 KNOWING WHAT TO EAT AND WHY The Science (and Sense) Behind Eating Well as We Age In this Nosh & Know session, we’ll explore the "why" behind common nutrition guidance, especially as it relates to aging. How does food affect our energy, mood, and brain health as we grow older? Understanding how nutrition shapes physical and mental well-being can spark new motivation to make meaningful changes.

$ 5 per person (includes snacks) REGISTER TODAY at www.pcoa.org/NoshandKnow or call (520) 790-0504 to reserve your space.