Patriot Wealth - September 2019

Whether you’re in the process of planning for retirement, in the middle of the transition, or looking for new hobbies now that you’ve been out of the workforce for several years, you may have considered making a retirement bucket list. Also known as a honey-do list, these catalogs are typically chock-full of exciting, and perhaps even thrilling, adventures people have always wanted to try but had to postpone due to lack of time, financial restrictions, family events, and/or work schedules. While retirees have been making these types of lists for decades as a way to enjoy their newfound freedom, some in the financial world are starting to suggest an alternative approach: creating a curiosity list instead. A curiosity list is different from a bucket list because rather than just planning a series of tasks or challenges you hope to complete, you brainstorm in order to find hobbies or experiences you’ve wanted to learn more about. Then, you spend an unquantifiable amount of energy exploring subjects on your list at an unspecified future date through several different means. For example, if you’ve always felt compelled to learn how to play the piano, you shouldn’t have to feel forced to take lessons or purchase the instrument. Approaching this desired hobby from a “curiosity angle” rather than a “bucket list” angle allows you to fulfill this curiosity through a number of methods with expectations or guilt. You could seek out local performances, you could sponsor a local band student, or you could make playlists filled the music of masters like Beethoven or Chopin. This isn’t to say that you can’t learn to play the instrument; it just means you allow yourself more time and freedom to explore the desire in various ways. The most important part of a curiosity list is that, by definition, it helps you transition out of the workday sentiment of crossing off task after task before you can go home at the end of the day. By forcing you to learn patience, a curiosity list teaches you the quintessence of retirement, which is “being” and not “doing.” See if you can set aside some time this month to create your very own curiosity list. If you need help coming up with ideas, you know who to call! IN WITH THE CURIOSITY LISTS! OUT WITH THE BUCKET LISTS!

CLASSIC APPLE CRISP

INGREDIENTS

Inspired by Food Network

Filling: • 5 lbs Granny Smith

Topping: • 3/4 cup all-purpose flour • 1/3 cup brown sugar • 1/4 tsp ground cinnamon • 1/4 tsp salt • 6 tbsp chilled butter, cut into pieces • 1/4 cup pecans, coarsely chopped

apples, peeled, cored, and chopped

• 1/4 cup pecans, finely chopped • 3 tbsp all-purpose flour • 2 tbsp maple syrup • 1 tbsp lemon juice

DIRECTIONS

1. Heat oven to 350 F. 2. In a mixing bowl, mix all filling ingredients together. Transfer to individual serving ramekins. 3. In a different mixing bowl, combine flour, sugar, cinnamon, and salt for the topping. Mix in butter until it forms lumps roughly the size of a pea, then stir in pecans. Sprinkle topping over filling. 4. Bake for 35–40 minutes, let stand for 10 minutes, and serve.

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