Metrics Monthly | January 2020 | UK Edition

Welcome

January has been a month filled with making resolutions, breaking resolutions and new starts. The new year didn’t just mark the start of 2020, but the start of a new decade, and with this new decade comes a new look for LendingMetrics. On these frosty morning commutes, we’ve been reflect- ing on what’s important in life, and what could be more important than our most valuable resource: time? That’s why our new message for this new decade is: “it’s your time!”. Read our article on page 4 to find out the story behind the change and what this means for us going forwards. The FCA and Bank of England have also adopted the “new year, new me” mantra by unveiling their plans for a new digital Data Strategy, which you can read more about in our In the News section. Our headline piece is about the impact of Shiraz andWagyu beef on UK lenders. What does steak and wine have to do with the credit industry? Head over to page 8 to find out!

If you haven’t heard about our Auto Decision Platform yet, head to page 10 to find out how it can save you time, money and errors, as well as watch our brand new video: The ADP Landscape. With the recent announcement that the implementation of Australia’s version of Open Banking has been delayed by 6 months, we were left wonder- ing how Open Banking regulations are changing and evolving in different countries across the world. Our handy map on page 13 covers the emerging regulations for 6 of the top players in Open Banking legislation and industry standards. Whether you opted to lock up the liquor cabinet for ‘Dry January’, sign up for the gym, try your hand at ‘Veganuary’, or something different altogether, take a break from your New Year’s resolution to sit back and enjoy this month’s issue of Metrics Monthly. If you haven’t subscribed yet, make sure you head to our website to sign up and receive monthly editions straight to your inbox.

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Metrics Monthly | 03 Our online Auto Decision Platform (ADP) saves on time, money and errors, driving more profits to your bottom line. ADP assesses your applicants in real-time, 24 hours a day, and delivers consistent and accurate lending decisions in milliseconds.

+44 (0) 2394 211010 | www.lendingmetrics.com

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