Malloy Law Offices, LLC - May 2026

Have you been hit by another driver and later discovered they didn’t have enough insurance, or any at all? You’re not alone, and this is exactly where uninsured/underinsured motorist (UM/UIM) coverage comes in. Think of UM/UIM coverage as your backup plan. If the at-fault driver can’t fully cover your medical bills, lost wages, or long-term injuries, your policy can step in to help bridge the gap. Without it, you could be left paying out of pocket, even when the accident wasn’t your fault. A quick reality check: Health insurance may cover treatment, but it won’t compensate you for pain, suffering, or lost income. That’s why understanding your auto policy before you need it matters more than most people realize. Policies vary, and small details, like No Insurance. No Coverage. Now What? DON’T LET AN UNINSURED OR UNDERINSURED DRIVER DERAIL YOUR LIFE.

MALLOY LAW OFFICES, LLC

7910 Woodmont Ave. #1250 Bethesda, MD 20814

(202) 933-7277 Malloy-Law.com

coverage limits and how claims are handled, can make a massive difference in your recovery.

Continued on Back ...

Made with FlippingBook Ebook Creator