Thanksgiving Is About More Than Food IT’S ABOUT SHOWING GRATITUDE
As we prepare for our Thanksgiving feasts, Thursday night football games, and Black Friday shopping, take some time to show gratitude for those around you and for what you have. Here are a few ways to practice gratitude this month. APPRECIATE EVERYTHING. Get into the habit of being grateful for the little things in your life. It can be easy to acknowledge the “big” things, but nothing is too small to be thankful for. You can be grateful the weather is nice and sunny, that you received the package you’ve been waiting for, or that you got out of bed today. Don’t leave out anything when practicing gratitude. PRACTICE MINDFULNESS. Mindfulness is the ability to be fully present and aware of what’s happening around you. So, instead of being overwhelmed by what you need to do tomorrow or next week, focus on the present moment and enjoy the time you spend solo or with your loved ones. Live in the moment and take one day at a time. Tomorrow will surely come, and you only have a limited amount of time in the present. CELEBRATE YOUR CHALLENGES. Sometimes struggles and battles in our lives can weigh us down. But when you persevere and continue to push forward, you will find
success. Challenges help you improve your abilities and resilience, so celebrate the progress you’ve made. Showing gratitude for challenges and negative experiences allows us to
acknowledge humility and appreciate growth in our lives.
KEEP A JOURNAL. Writing down the things you’re grateful for will remind you of all the
great things you have when other things aren’t going so well. So, keep a journal about what you’re grateful for each day or week — even if it’s just small things at first. Your perspective on life will change, and it will get easier to see the good things and to feel grateful for things you were likely overlooking. Showing gratitude is something we should do every day, all throughout the year — not just during the holidays. So, try to practice mindfulness and gratitude using these tips! Happy Thanksgiving, everyone!
Couples That Plan Together Stay Together! A Simple Step to a Happier Marriage
All over the world, married couples fight about the same thing: money. Almost half of the couples questioned in a recent Bankrate.com survey reported arguing over finances, and 60% said they weren’t happy with their partner’s spending habits. The closer you get to retirement, the more contentious
Financial planning can get emotional, and that’s okay! In fact, in our experience, the more couples share with each other (and with Krista), the happier their marriages become. As a couple, it’s vital that you agree on important issues like your budget, how you’ll allocate your resources, where you’ll live in retirement, and how you’ll divide your legacy among your children and other beneficiaries. Even if one spouse is more financially savvy than the other, you must both participate in this discussion to reach an agreement you’re happy with. There is only one Discovery Meeting, but the happiest couples we know are those who continue to plan together in the months, years, and decades that follow. These couples have a shared vision for their retirement, discuss it regularly, and communicate with each other and Krista when their goals change. If you’re already a client of McBeath Financial Group, you likely have regular “dates” with your spouse at our office. This is something we recommend for new clients, too! Consider scheduling a “date” with us to review your financial planning and relieve marital stress,
these battles can become — which is why one of our top priorities at McBeath Financial is keeping couples on the same financial page.
After having an introductory phone call, if a new client is moving forward with financial planning, Krista will set up a Discovery Meeting to begin the planning process. This meeting can be done over Zoom or in person. Either way, when a couple is involved, the most important thing we ask is that both spouses attend. The Discovery Meeting includes discussions about financial and retirement goals, resources, and estate-planning options. Sometimes we joke that these meetings are “couple’s therapy” because so many hopes, wishes, dreams, and points of contention rise to the surface.
2 McBeathFinancialGroup.com
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