Whisler Law Firm May 2021

Get Fit With Your Family 5 Easy Ways to Get Everyone Moving

May is National Physical Fitness and Sports Month. As a parent, you probably know exercise is important for your children’s physical development. It helps build healthy bones, muscles, and joints and reduces the risk of developing diabetes and other diseases later in life. But did you know that physical activity also has many mental and behavioral health benefits? It’s been shown to improve children’s cognitive skills and concentration, boost their self-esteem, and reduce symptoms of stress, anxiety, and depression. One of the best ways to encourage healthy behaviors in your children is by modeling them yourself. Studies have found that more than 80% of adolescents and adults are not getting enough aerobic activity, showing that children often follow in their parents’ footsteps and that exercising together can benefit everyone.

You may be thinking it’s hard enough just to get yourself to the gym, but Stephen Virgilio, author of “Active Start for Healthy Kids,” encourages parents not to limit themselves to traditional forms of exercise. Instead, think of exercise more broadly as “leading an active lifestyle.” And remember that exercise can be fun and a great way to get in more family time.

be eliminated. Set the scene with your kids, grab your tools, and get to work removing the enemy while having fun. 4. Incorporate simple exercises into screen time. Start by making up fun names for exercises like situps or jumping jacks. Then, challenge each other to see who can do the most during your favorite show’s commercial breaks. 5. Get fit in the great outdoors. Cleaning up the yard, planting and maintaining a garden, or just running around outside are all great ways to get in more movement.

Here are five easy ways to incorporate more movement into your family’s day.

1. Create a walking ritual. Start walking around the neighborhood before or after dinner each night. Aim for a 20-minute stroll. 2. Have a dance party. Clear some space in the living room, make a playlist with everyone’s favorite tunes, and boogie down for as long as you have the energy.

3. Turn chores into games. Dirt has invaded from outer space and must

WHEN THE ‘OTHER GUY’ DOESN’T HAVE ENOUGH INSURANCE Help — The Driver Who Hit Me Was Uninsured!

In our years of experience practicing vehicle accident law, we’ve noticed that at-fault drivers aren’t always the kind of people who plan ahead, and in many cases, they have trouble thinking about others or the consequences of their actions — whether that’s making a “blind” lane change or deciding to drive back to work after a three- beer lunch. But to make things worse, the kind of person who pulls into traffic without looking can easily be the kind of person who doesn’t carry insurance — or at least, doesn’t carry enough to cover the damage their actions might cause.

If you want to drive a car in Florida, you have to have an insurance policy that goes up to $10,000 for property damage and up to another $10,000 for personal injury. Our state is definitely lenient in this regard — after all, it doesn’t take an insurance whiz to realize that damages can easily exceed those amounts. Half the cars on the road cost more than $10K, and just going to an emergency room will cost you a third of that policy. Assuming, of course, they have insurance at all. Remember, we’re dealing with people whose actions cause accidents — and we can’t tell you how many times we’ve had to break the devastating news to clients that the person who hit them or their loved ones doesn’t have any insurance. This is why we always advise every driver to go above and beyond. Sure, you must have the $10,000 / $10,000 policy yourself. But you should also be taking out uninsured driver / underinsured

driver coverage as well. In some cases, it’s just a few more dollars a month, and it gives you recourse when the other driver cannot pay out, or at least can’t pay out enough. Instead of dealing with their hostile insurance company, you can work with your own insurer to get the money you need to recover from an auto wreck. We know it can seem unfair that you have to take on even more responsibility so a reckless person can “get away” with not doing their part. In a perfect world, everyone would be responsible enough to do what you do. But with uninsured / underinsured coverage, you at least won’t have the stress involved — because you’ll know that, no matter what, you’re going to be covered. Questions about these or other policies, and which is right for you? Those are exactly what we’re here for, and answers are just a phone call away at 833-529-5677.

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