2020-2021 Benefits Guide

Table of Contents Table of Contents............................................................................................................................................................................... 2 City of Pearland Holiday Calendar .................................................................................................................................................... 3 Take Care of Your Tomorrow!............................................................................................................................................................ 4 Benefits Resource List ...................................................................................................................................................................... 5 Registering and Enrolling on Benefit Connector .............................................................................................................................. 6 Online Enrollment Instructions ......................................................................................................................................................... 7 Eligiblity .............................................................................................................................................................................................. 8 Medical Benefits ................................................................................................................................................................................ 9 Wellness Instructions ...................................................................................................................................................................... 10 Wellness Instructions – Form ......................................................................................................................................................... 11 Generic Drugs: Questions and Answers ......................................................................................................................................... 12 OneRx ............................................................................................................................................................................................... 13 Health Savings Account (HSA) ........................................................................................................................................................ 14 Health Savings Account (HSA) continued ....................................................................................................................................... 15 Urgent Care vs. Emergency Rooms................................................................................................................................................. 16 Surprise Medical Bills...................................................................................................................................................................... 17 Dental Benefits ................................................................................................................................................................................ 18 Vision Benefits ................................................................................................................................................................................. 19 Basic Life & AD&D Benefits ............................................................................................................................................................ 20 How Much Life Insurance Do You Need? ....................................................................................................................................... 21 Voluntary Life & AD&D Benefits...................................................................................................................................................... 22 Disability Insurance ......................................................................................................................................................................... 23 Employee Assistance Program (EAP) .............................................................................................................................................. 24 Flexible Spending Account .............................................................................................................................................................. 25 Limited Flexible Spending Account................................................................................................................................................. 26 Medical Eligible Expenses for HSA or FSA...................................................................................................................................... 27 Aflac Short Term Disability/Whole Life Insurance ......................................................................................................................... 28 Aflac Accident Plan/Hospital Indemnity Plan................................................................................................................................. 29 Aflac Critical Illness Plan ................................................................................................................................................................. 30 Aflac Enrollment & Claim Filing....................................................................................................................................................... 31 LegalShield ...................................................................................................................................................................................... 32 IDShield............................................................................................................................................................................................ 33 Gym Membership ............................................................................................................................................................................ 34 What Constitutes a Qualifying Life Event? ..................................................................................................................................... 35 Glossary of Health Coverage & Medical Terms.............................................................................................................................. 36 Glossary of Health Coverage & Medical Terms (continued) .......................................................................................................... 37 Glossary of Health Coverage & Medical Terms (continued) .......................................................................................................... 38 Glossary of Health Coverage & Medical Terms (continued) .......................................................................................................... 39

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