2020-2021 Benefits Guide

Basic Life & AD&D Benefits Effective October 1, 2020

The City of Pearland provides Basic Life and AD&D (Accidental Death and Dismemberment) insurance for you as a full-time employee at no additional cost. If you would like to purchase additional life insurance for yourself and/or your dependents, please see the Voluntary Life Insurance page for more information. BENEFICIARY INFORMATION Remember, it is important to designate beneficiaries for all of your insurance policies that require them. If you don’t, laws may cause death benefits to be distributed differently than you had planned resulting in additional taxes and may unnecessarily delay the process of finalizing payment to your loved ones. You should regularly review and, if necessary, update your beneficiary designations. You can update your beneficiary at any time by submitting a new beneficiary form to HR.

BASIC LIFE/AD&D BENEFITS

Symetra

Class 1: Employees earning $50,000 or less annually = $50,000 Class 2: All other employees = 1 X BAE to $175,000

Employee Basic Life & AD&D Schedule Waiver of Premium For Total Disability

Included to age 65 75% of Life Benefit

Accelerated Death Benefit

Conversion Portability

Included Included

NOTE: This is a brief summary and not intended to be a contract.

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