Disability Insurance
Plan Provisions
Employer-Paid Short-Term Disability (STD)
Employer-Paid Long-Term Disability (LTD)
Disability insurance provides income replacement should you become disabled and unable to work due to a non-work- related illness or injury.
Benefit Amount
60% weekly
60% monthly
Benefit Maximum Elimination Period
$5,000 weekly
$20,000 monthly 90 days
Lupin provides all eligible full-time employees with STD & LTD Benefits at no cost to you with UNUM.
7 days (no waiting period for injury)
Benefit Duration
13 weeks
Social Security Retirement Age
A reminder of the process for leave of absence requests: You will need to first advise your supervisor and HR of your need to take an absence. Then, contact Unum directly to begin your FMLA/State Leave and/or disability claim process. Inform the Benefits Department (benefits@lupin.com of your last day worked and return to work date - this will affect your pay). Please inform your NJ HR team if you are in the Somerset office.
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