Critical Illness
If you are diagnosed with an illness that is covered by this insurance, you can receive a lump sum benefit payment. You can use the money however you want. The money can help you pay out-of-pocket medical expenses, like copays and deductibles. Even after you receive payout for one illness, you are still covered for the remaining conditions and for the recurrence of any critical illness except for skin cancer. The recurrence benefit can pay 100% of your coverage amount. Diagnoses must be at least 180 days apart or the conditions can’t be related to each other.
Be Well Benefit
Every year, each family member who has Accident coverage can also receive $50 for getting a covered Be Well screening tests, such as: Annual exams by a physician include sports physicals, well-child visits, dental and vision exams. Screenings for cancer, including pap smear, colonoscopy. Cardiovascular function screenings. Screenings for cholesterol and diabetes. Imaging studies, including chest X-ray, mammography. Immunizations including HPV, MMR, tetanus and influenza.
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