Lupin 2024-2025 OE Presentation

401k Retirement Savings Plan

Employee Contributions

 Contributions from your pay are made on a pre-tax basis up to the IRS annual limit.  2024 maximum contribution is $23,000.  If you are 50 years of age or older, (or you reach age 50 by the end of the year), you may make a catch-up contribution in addition to the IRS annual limit.  2024 limit is $7,000 additional.

Automatic Enrollment: You will have 30 days from when you receive your packet of information from TRP to make an active election, otherwise, you are automatically enrolled at 3% of base pay, which will not apply to any bonus pay. Those automatically enrolled will have their contribution deferral increased by 1% each year up to 8%.

39

Made with FlippingBook - Online Brochure Maker