Understanding Your Medical Costs
*Based on Single Coverage in-network Scenario 2: Inpatient Hospitalization
Robert has a 3-day inpatient stay at a hospital. After health insurance discounts, the total cost of his stay was $10,000.
Choice POS: The plan deductible and coinsurance will apply. Member responsibility: $1,675 $10,000 - $750 = $9,250; $9,250 x 10% = $925
Choice POS w/ HSA I: The plan deductible will apply.
Member responsibility with HSA account: $2,450 $3,200 - HSA Lupin fund reduces amount by $750 Total member responsibility $2,450
Member responsibility without HSA account: $3,200
$10,000 - $3,200 = $6,800 (remainder paid by UHC)
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