CLICK PLAY TO LIVE WELL YOUR BENEFITS GUIDE
CLICK PLAY ON YOUR BENEFITS
FIND YOURSELF
Last fall, you enrolled in one of the most comprehensive benefits packages available. These benefits are designed to help support you and your family in the things that matter uniquely to you. Sometimes understanding benefits can be a bit complicated. Knowing how to make your benefits work for you is the best way to stay on track to accomplish your goals, both for your health and for your wallet. This guide will help you better understand the variety of programs we provide and how you can take advantage of features you may not even know about!
UPDATING YOUR INFORMATION AND CHANGING YOUR COVERAGE
01
I’M WONDERING ABOUT MY HEALTH BENEFITS
03
MY FOCUS IS MY FAMILY
08
I COULD USE SOME HELP WITH STRESS, ANXIETY AND DEPRESSION
10
IT’S ALL ABOUT MY FINANCIAL WELLNESS
11
I WANT TO KNOW WHAT ELSE AVERITT OFFERS
16
UPDATING YOUR INFORMATION AND CHANGING YOUR COVERAGE
CHANGING YOUR COVERAGE InsideAveritt.com/MyPortal | Infor Go app During the Year After annual enrollment or your new hire benefits enrollment period, you can only make changes to your benefits if you experience a qualifying life event, such as having a baby, getting married or divorced, or your spouse losing health coverage. If you think you are eligible to make changes because of a qualifying life event, you must send documentation to our Benefits Team within 31 days of the event. Fax or email verification documents to Averitt Benefits at 931-520-5101 or averittbenefits@averitt.com . During the Fall Annual enrollment is held every October, and you will be able to adjust all your benefits at that time. MEDICARE RESOURCES Alliant Medicare Solutions is a free resource available to you, family members and friends. Experienced representatives can answer all your Medicare questions, including comparing available Medicare plans to the Averitt plans. At least three months before your 65th birthday — or if you are already over 65 — gather your current medical coverage information (plan, cost, prescriptions, preferred doctors and hospitals, etc.) then call Alliant Medicare Solutions at 855-346-1519 . Alliant Medicare Solutions helps you enroll or emails you the policy materials for you to review.
UPDATE YOUR INFORMATION
MY HEALTH BENEFITS
FOCUS IS MY FAMILY
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
<
>
HOME
1
UPDATING YOUR INFORMATION AND CHANGING YOUR COVERAGE
ANNUAL REMINDERS Here are a few of those life reminders that everyone should complete every year. What could you check off right now?
FLEXFORCE PART-TIME PROGRAM We all want more quality time for ourselves and our families. That’s why we’re excited to offer long-time associates an exciting opportunity called FlexForce. FlexForce is designed to reward associates who have served 15 or more full-time years with the Big Red Team. This exciting option allows those long-time team members to enjoy the peace of mind that comes with having health benefits, but have the option to transfer to a FlexForce position, which requires an average of 20 hours/week.
UPDATE YOUR INFORMATION
Make sure your contact information and beneficiary designations are correct on MyPortal and Principal.com
MY HEALTH BENEFITS
Schedule an appointment with your primary care provider to receive free preventive care such as blood work, immunizations, and age- and gender-specific screenings
FOCUS IS MY FAMILY
Schedule your two dental cleanings, six months apart
HELP WITH STRESS, ANXIETY AND DEPRESSION
Schedule your vision exam
Activate your Teladoc Health account at bcbst.com/Teladoc
FINANCIAL WELLNESS
Download the ComPsych EAP GuidanceNow app and use ID: My5848i
WHAT ELSE AVERITT OFFERS
<
>
HOME
2
I’M WONDERING ABOUT MY HEALTH BENEFITS Our benefits are not just for making you feel better when you’re sick — they’re also for keeping you well. Here are some resources to stay well or address health issues that come up throughout the year. PREVENTIVE CARE 833-377-9371 | bcbst.com/averitt A variety of in-network preventive care and wellness benefits are
UPDATE YOUR INFORMATION
covered at 100%* by your medical plan, including: • Adult and child wellness exams and immunizations • COVID-19 vaccines and annual flu shots • Virtual wellness visits • Cancer screenings, such as routine mammograms and colonoscopies • Preventive dental and vision services
MY HEALTH BENEFITS
FOCUS IS MY FAMILY
HELP WITH STRESS, ANXIETY AND DEPRESSION
NO COST TO PROTECT YOURSELF! Our medical plan covers your free flu shot each year as well as free shingles shots for those age 50 and over. Make sure you visit an in-network provider to use your benefit.
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
*Review your plan for details.
<
>
HOME
3
I’M WONDERING ABOUT MY HEALTH BENEFITS
GET SUPPORT FOR YOUR HEALTHY CHOICES Ready to Quit?
Managing Your Health Condition 866-511-0360 (ext. 5635) | myCare360@healthcheck360.com The myCare360 program supports medical plan members who are managing a chronic condition with an exclusive team of clinical experts. Conditions included in the program are diabetes, high blood pressure, heart failure, coronary artery disease,
866-511-0360 (ext. 5099) | healthcoach@healthcheck360.com Giving up smoking can reduce your risk of developing cancers, heart disease, stroke, and lung disease. Quitting nicotine has many health benefits that begin shortly after quitting and continue for years to come. If you or your spouse are ready to quit nicotine — cigarettes, dip, nicotine pouches, chewing tobacco or e-cigarettes — our free nicotine cessation program through HealthCheck360 can help. This program includes step-by-step guidance, health coaching and a mobile app. By quitting, not only will you save money you were spending on nicotine products, but medical plan members who are tobacco- free or who participate in a cessation program at least 31 days prior to enrollment will qualify for lower medical insurance premiums during annual enrollment.* *Our health plan is committed to helping you achieve your best health. Rewards for participating in the tobacco cessation wellness program are available to all associates and covered spouses. If you think you might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to earn the same reward through a reasonable alternative. Reach out to our Benefits team for more information about alternative methods to earn.
UPDATE YOUR INFORMATION
MY HEALTH BENEFITS
asthma and COPD. You’ll be enrolled in the program if you or your covered spouse are managing one of these chronic conditions. Download the mycare360 mobile app with the company code AVEXP and your Associate ID (for both associate and spouse).
FOCUS IS MY FAMILY
Additionally, the HealthCheck360 program can help drivers renew their CDL medical card. Drivers are selected based on having a current med card less than six months, with the goal to keep you in the driver’s seat. You’ll have access to a team of nurses who can help you monitor and manage your health risks.
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
<
>
HOME
4
I’M WONDERING ABOUT MY HEALTH BENEFITS
FIND YOUR PERFECT PRIMARY CARE PROVIDER 833-377-9371 | bcbst.com/averitt Building a relationship with your primary care provider (PCP) can be good for your overall health. Your doctor will get to know you and your health history and will recommend annual screenings to help you stay at your healthiest. At your annual check-up, ask your doctor which preventive care screenings, tests and vaccines are right for you. Using a doctor or other provider in the BlueCard network means you’ll pay less for care. That includes lab work or other services you may need.
Virtual Physical Therapy hinge.health/averittexpress-oe
Averitt partners with Hinge Health to help eligible members manage chronic back, knee, hip, shoulder or neck pain at no additional cost. Participants receive wearable sensors for live app feedback, digital exercise therapy and one-on-one health coaching with a Hinge Health physical therapist. Associates and covered dependents age 18 or older and enrolled in an Averitt medical plan are eligible to participate. Fill out the brief questionnaire at the website about you and your pain. Based on your responses, you’ll be placed in the right Hinge Health program for you.
UPDATE YOUR INFORMATION
MY HEALTH BENEFITS
FOCUS IS MY FAMILY
Allergy Awareness 833-377-9371 | bcbst.com/averitt
HELP WITH STRESS, ANXIETY AND DEPRESSION
Life-threatening allergies can sneak up on you. When you are enrolled in the Traditional Health Plan (THP), allergy testing and shots are covered at 100% in-network for you and your dependents.
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
<
>
HOME
5
I’M WONDERING ABOUT MY HEALTH BENEFITS KNOW WHERE TO GO FOR CARE 833-377-9371 | bcbst.com/averitt Teladoc 24/7 at bcbst.com > My Health & Wellness. When you or a family member needs nonemergency care and your doctor isn’t available, you could save both time and money by understanding the options available to you. Learn when to use these convenient and cost-effective care options.*
UPDATE YOUR INFORMATION
Cost for virtual visit when accessed through your BCBS plan: • THP: $0 • HDHP: $55
TELADOC VIRTUAL CARE Connect with a doctor by phone or video 24/7 from just about anywhere. CONVENIENCE CARE CLINIC Located in retail stores and pharmacies and staffed by nurse practitioners and physician assistants.
• Care and treatment of many nonemergency health issues, including behavioral health and dermatology • Prescriptions can be sent to your pharmacy, if needed
MY HEALTH BENEFITS
$
FOCUS IS MY FAMILY
• Colds and flu • Rashes or skin conditions • Sore throats, earaches, sinus pain • Pregnancy testing • Vaccines • Minor respiratory symptoms • Urinary tract infections • Fevers • Minor cuts, sprains, burns, rashes • Lower back or joint pain • Sudden numbness or weakness • Sudden dizziness or loss of coordination • Seizures or loss of consciousness • Shortness of breath • Head injury/major trauma, etc.
Lower-cost option. No appointment needed. Wait times are usually minimal. Often open nights and weekends.
$$
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
URGENT CARE CENTER Freestanding locations staffed by nurses and doctors.
Costs much less than an ER visit. No appointment needed. Typically have extended hours or are open 24/7.
$$
WHAT ELSE AVERITT OFFERS
EMERGENCY ROOM Often located in hospitals and staffed by emergency nurses, doctors, technicians and others.
Highest cost but necessary if experiencing a medical emergency. • THP: $500 • HDHP: 20% after deductible met
$$$
<
>
HOME
*In a life-threatening emergency, call 911 or go to your nearest emergency room.
6
I’M WONDERING ABOUT MY HEALTH BENEFITS
KICK COVID-19 TO THE CURB Aside from keeping up to date on your COVID-19 vaccines and boosters, testing is another important way to protect yourself and your family from the virus. Up to eight rapid, at-home, USFDA-approved tests are covered per month by our medical plan. Simply pick up a COVID-19 test at your local pharmacy and present your BCBS card. HELP WITH HEARING Hearing loss can occur at any age and can negatively impact your quality of life. Your medical plan provides coverage for hearing exams, hearing aid devices and hearing loss services for you and your dependents. Our Traditional Health Plan covers hearing aids once per ear every three years at 100% in-network. Hearing aids are subject to the deductible in the High Deductible Health Plan. Members age 18 and over are limited to a maximum cost of $5,000, with no limit for members under the age of 18. Coverage includes the initial purchase of hearing aids* plus the repair, adjustment or replacement of covered equipment. By signing up for Blue365 , you can find significant savings on products from TruHearing and Beltone, which offer free hearing screenings and discounts on hearing aid associated materials.
UPDATE YOUR INFORMATION
MY HEALTH BENEFITS
FOCUS IS MY FAMILY
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
*Exclusions apply.
<
>
HOME
7
FOCUS IS MY FAMILY
At Averitt, your family is part of our family. We know that your life is more than the incredible things you do at work, so we also offer programs to support the wellbeing of your loved ones. HEALTHY BABY, HAPPY BABY 833-377-9371 | bcbst.com
IT TAKES A VILLAGE 877-533-2363 | guidanceresources.com GuidanceNow app with ID My5848i
UPDATE YOUR INFORMATION
If your baby has been admitted to the neonatal intensive care unit (NICU) or the special care nursery, BlueCross BlueShield is there for you. The NICU Management Program can provide support during your hospital stay, after you’re discharged, and through your baby’s first birthday. AN APP FOR YOUR MATERNITY JOURNEY Download the app
MY HEALTH BENEFITS
Raising kids and helping with parents is a full-time job. You don’t have to go through it alone! Your Employee Assistance Program (EAP) is here to support you. All Averitt team members and their family members have access to free counseling through ComPsych. With ComPsych provided by Voya, you can receive up to three no- cost, confidential, behavioral health counseling sessions, available either in-person or virtually with a licensed counselor. Receive support for your family with issues such as: • Marriage, divorce, and parenting problems • Daycare, college planning, nutrition, and development concerns • Suggestions for local childcare and elder-care resources, including referrals to nursing homes • Diet and health concerns • Stress, anxiety, and depression • College planning
FOCUS IS MY FAMILY
If you’re an expectant parent enrolled in one of our medical plans, you have access to your own care team that will support you throughout your entire pregnancy. Your care team can help you find in-network doctors, schedule appointments, help answer questions and find resources to support you and your family. PREGNANCY DENTAL CARE 800-223-3104 | deltadentaltn.com
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
Due to changes in hormones, pregnant women are more likely to develop gingivitis. When left untreated, gingivitis is linked to poor pregnancy outcomes like low birth weight. Your Delta Dental plan gives you access to free preventive dental care with in-network providers. Be sure to let your dentist know that you are pregnant so they can provide proper care. Note: Members with high-risk health conditions may receive a total of four cleanings, to include periodontal maintenance procedures, in any calendar year. This includes pregnant women with periodontal disease.
<
>
HOME
8
FOCUS IS MY FAMILY PAYING FOR THE CARE OF YOUR DEPENDENTS If you have child or adult daycare expenses and haven’t already discovered the perks of the Dependent Care Flexible Spending Account (DCFSA), consider them during your next enrollment opportunity. The DCFSA covers daycare expenses while you are at work for children under age 13 or older dependents who are incapable of self-care. That includes costs for things like babysitters, summer day camps, and elder care. You and your spouse must be employed full time or a student in order to be eligible for a DCFSA. This account can help you budget for known expenses by pulling the money out with each paycheck using pre-tax dollars.
PETS ARE FAMILY, TOO! 877-343-5314 | aspcapetinsurance.com/Averitt , priority code EB23Averitt Accident and illness plans, provided by the ASPCA Pet Health Insurance program, help you pay for care when your pet is sick or injured. With a variety of plan options, you pay for the coverage you want, like annual limits from $3,000 to unlimited, reimbursement percentages from 70-90% of your eligible vet bill, and an annual deductible of $100, $250 or $500. If you add preventive care coverage, you’ll be reimbursed for items that protect your pet from getting sick, such as vaccines, dental cleanings, and screenings. If you’d prefer accident only coverage, you’ll pay less but have some cushion when your pet gets hurt.
UPDATE YOUR INFORMATION
MY HEALTH BENEFITS
FOCUS IS MY FAMILY
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
<
>
HOME
9
I COULD USE SOME HELP WITH STRESS, ANXIETY AND DEPRESSION
Life is filled with challenges that can impact both your mental and physical health. The following resources will provide you with helpful information and support. FREE COUNSELING 877-533-2363 | guidanceresources.com GuidanceNow app with ID My5848i VIRTUAL BEHAVIORAL HEALTH CARE WITH TELADOC 833-377-9371 | bcbst.com/Teladoc
UPDATE YOUR INFORMATION
Your medical plan provides coverage for inpatient and outpatient behavioral health services. You can also use Teladoc virtual care to connect with a therapist or psychiatrist by phone or video, seven days a week. Just schedule an appointment at the time that’s most convenient for you.
Life is full of ups and downs. Your Employee Assistance Program (EAP) is here for you every step of the way. Averitt has partnered with ComPsych through Voya to provide EAP services to all associates at no cost, even if you’re not enrolled in an Averitt sponsored health plan. Receive up to three no-cost, confidential, behavioral health counseling sessions, available either in-person or virtually with a licensed counselor, plus unlimited guidance from a counselor or work/life support specialist. Your counselor will provide short-term support and advice. When more extensive or specialized resources are needed, the EAP can also provide you with information and referrals. Talk to trained mental health professionals at any time about stressful issues, including marital or family relationship challenges, and drug and alcohol abuse, and much more.
MY HEALTH BENEFITS
FOCUS IS MY FAMILY
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
<
>
HOME
10
IT’S ALL ABOUT MY FINANCIAL WELLNESS
Who likes to save money? That would be all of us! At Averitt, we believe your financial health deserves just as much focus as your physical health. You may not be aware that we offer programs and resources to provide support and assistance to help you make smart financial decisions now and into the future. HEALTHY DISCOUNTS WITH BLUE365 blue365deals.com
UPDATE YOUR INFORMATION
GET PAID FOR PREVENTIVE CARE Preventive care is designed to catch health issues before they become more serious and costly. It pays to get your preventive care — and we mean that literally, since there are several ways that Averitt has sweetened the deal to encourage you to take good care of your health. • Preventive care on our medical and dental plans is covered at no cost for in-network providers. • Preventive generic medications are covered with no copay on both our medical plans. • Delta Dental plan members who complete at least one preventive service during each plan year will have their annual maximum increased by an additional $200. You can have an additional $200 added for up to 5 years to an additional $1,000 in annual maximum benefit. If you don’t complete preventive services in a given year, the annual max reverts to the original benefit and the rollover is lost, so get your dental visits scheduled! • If you enrolled in accident insurance, cancer insurance, or critical illness insurance, submit your screening benefit to Colonial Life to receive a lump-sum benefit for each coverage. Call 800-325-4368 or visit ColonialLife.com/access for more details.
Save money on a variety of health and wellness products. You’ll find discounts on exercise equipment and gym memberships, healthy eating and nutrition services, hearing and vision services, travel, hotels and much more. FLIP THE SCRIPT 833-377-9371 | express-scripts.com Whether it’s an antibiotic to knock out an infection, or regular preventive medications to keep you rolling, your ESI Prescription Plan includes coverage for 30 and 90-day prescriptions and supplies. When available, 90-day prescriptions are often less expensive and can be purchased at your local pharmacy or delivered straight to your home through Express Scripts. Certain specialty and brand- name prescriptions may need authorization from your physician before you can fill them. PRICEY PRESCRIPTIONS? Generic medications work the same as the brand-name, without the price tag. Our medical plans cover generic preventive drugs at 100%, so ask your doctor if there is a generic available for your medications.
MY HEALTH BENEFITS
FOCUS IS MY FAMILY
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
<
>
HOME
11
IT’S ALL ABOUT MY FINANCIAL WELLNESS FLEXIBLE SPENDING ACCOUNTS wexinc.com WEX benefits mobile app When you set aside your pay, pre-tax, in a flexible spending accounts (FSA), you reduce your taxable income, meaning you’ll pay less in taxes next year when you file. You must re-enroll in the FSAs each plan year.
UPDATE YOUR INFORMATION
Health Care FSA The Health Care Flexible Spending Account (HCFSA) is offered to those not enrolled in an HDHP to pay for copays, deductibles, coinsurance, prescriptions, dental care, glasses, and other eligible health-related expenses for you and your tax dependents. The HCFSA can roll over up to $640 in 2024, but all other unused funds are lost at the end of the plan year. To keep your rolled over funds, you must re-enroll in the HCFSA plan year. Dependent Care FSA If you enrolled in the Dependent Care Flexible Spending Account (DCFSA) during enrollment, make sure you’re submitting your childcare expenses while you are at work for children under age 13 or older dependents who are incapable of self-care. That includes costs for things like babysitters, summer day camps, and elder care.
MY HEALTH BENEFITS
FOCUS IS MY FAMILY
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
At the end of each benefits year all unused funds will be forfeited.
<
>
HOME
12
IT’S ALL ABOUT MY FINANCIAL WELLNESS
HEALTH SAVINGS ACCOUNT
wexinc.com | WEX benefits mobile app If you’re enrolled in the High Deductible Health Plan (HDHP), you may also be enrolled in a health savings account (HSA). There are three ways to use your HSA.
UPDATE YOUR INFORMATION
• Spend : You can use the HSA for its checking account qualities — access money that is in your account to cover qualified medical, dental and vision expenses. Bonus? You’re not using funds from your actual checking account, and you pay less in taxes on both your HSA contributions and your qualified expenses. • Save : You can use the HSA for its savings account qualities. Instead of using the funds now, your goal is to grow your HSA balance for the long haul, saving a financial nest egg for medical expenses in the future — including during retirement. Unlike a 401(k), you aren’t taxed on FICA or distributions on medical expenses, and there is no required minimum distribution, making an HSA an even more powerful retirement savings vehicle. The funds in the account roll over year-to-year and belong to you, even if you leave the company or retire. • Invest : You can take advantage of the HSA for its mutual fund benefits. Once your balance reaches $1,000, you can invest your HSA funds, and all growth is tax-free. Reach out to name and number for investment advice.
Free Money! When you enroll in the HDHP, Averitt will contribute $10 per week for individual coverage or $20 per week if you cover dependents. Adjust Your Contribution and Reduced Your Taxable Income You can adjust your HSA contribution at any time, so consider whether increasing your election is the right choice for you and your family. When you make your own pre-tax contributions through payroll deductions up to annual IRS household limits, you reduce your taxable income, meaning you’ll pay less in taxes next year when you file. For 2024, the maximums are $4,150 for individual and $8,300 for all other coverage, plus a $1,000 annual catch up contribution for those over age 55. The annual maximums include the Averitt contribution, so subtract the amount you will receive from Averitt to determine your maximum 2024 contribution amount.
MY HEALTH BENEFITS
FOCUS IS MY FAMILY
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
<
>
HOME
13
IT’S ALL ABOUT MY FINANCIAL WELLNESS
INVESTING IN YOUR FUTURE 800-547-7754 | principal.com Principal App
Funds you elect to contribute You can make your own contributions to your retirement account through our traditional and Roth 401(k) plans. Choose to contribute from as little as 1% to as much as 75% of your pay on a pre-tax (traditional) or post-tax (Roth) basis through weekly payroll deductions. If you are/will be age 50 or over by the end of the calendar year, you can make an additional catch-up contributions up to the IRS limit of $7,500. PROFIT PROTECTION PROGRAM This program rewards up to $5,000 to non-leadership associates for information leading to resolution of theft or misuse of company or customer property. ASSOCIATE DISCOUNTS InsideAveritt.com/discounts These special discounts are offered to Averitt associates from various local and national businesses.
UPDATE YOUR INFORMATION
All Averitt associates are automatically enrolled in a 401(k) retirement account. There are two ways that account can grow. Download the app .
MY HEALTH BENEFITS
Profit Sharing plan Share in the rewards of our efforts. Our Profit Sharing plan inspires teamwork, innovation, and efficiency . This results in delivering more value to our customers and more profits for our team. Profits that are reinvested for our future and shared with you and other associates to invest in your future. Our plan is simple. The better we do together, the better we all do individually. Because we control our own destiny, there is no cap on the amount of Profit Sharing contributions. The sky truly is the limit. • Each month, a percentage of company profit is set aside as Profit Sharing contributions for you and your fellow associates • Profit Sharing contributions are deposited into your 401(k) account • All associates have a 401(k) account funded in part or completely through Profit Sharing • There is no limit to the amount of Profit Sharing per month or year
FOCUS IS MY FAMILY
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
Share the efforts. Share the rewards.
<
>
HOME
14
IT’S ALL ABOUT MY FINANCIAL WELLNESS
JUST IN CASE Short-term disability
UPDATE YOUR INFORMATION
Since accidents and illnesses can happen that may keep you out of work, short-term disability coverage — available at no cost to you after one year of full-time service — ensures that you continue to receive a portion of your income for up to 26 weeks in the event of a disability. For details on short-term disability, please contact your leadership.
Life and AD&D insurance Averitt Express provides basic life and AD&D insurance for you and dependent life insurance for your spouse and children at no cost through Voya.
MY HEALTH BENEFITS
You can purchase additional illness, accident, and life insurance coverage during enrollment or if you experience a Qualifying Life Event (QLE).
FOCUS IS MY FAMILY
Trustmark Long Term Care 833-644-2392 | averitt.yourcare360.com
Long-term care services — assistance with things like basic personal tasks of everyday life, such as help bathing, dressing, using the toilet and eating — can get expensive. This benefit through YourCare360 allows you to use 4% of the life insurance death benefit for up to 25 months to cover personal and custodial care in a variety of settings such as your home, community, or other facility. Averitt associates between the ages of 18 and 75 and spouses between the ages of 18 and 70 may apply. Your rate is locked in based upon your age at the time of the effective date of the application.
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
<
>
HOME
15
I WANT TO KNOW WHAT ELSE AVERITT OFFERS
Your benefits through Averitt don’t stop when work ends.
TAKE A BREAK Rest and time away contribute to your full and healthy life. All Averitt associates will receive eight paid holidays per year, in addition to the following paid time off schedule:
RED THINKIN' REWARDS 800-621-9745 | InsideAveritt.com/rewards
UPDATE YOUR INFORMATION
This company-wide program allows you to earn points for the things you do every day. Build up your points when you reach service and safety milestones, refer a new associate to Averitt, or meet specific goals. Then you can use those points on thousands of items in our catalog, from vacation packages to golf clubs, electronics to jewelry, and everything in between! UNIFORM PROGRAM 800-211-0314 | InsideAveritt.com/uniforms Always look your Averitt best. Our uniform program with Cintas includes an annual allotment for many of our full- and part-time associates. SCOTT WOLF MEMORIAL SCHOLARSHIP The scholarship is open to all full-time and part-time Averitt associates* and their dependents who seek to continue their education beyond high school.
TENURE AT AVERITT
PAID TIME OFF
MY HEALTH BENEFITS
After first 90 days if hired prior to Sept. 30 Within calendar year of first anniversary
One week One week
Years 2-7
Two weeks Three weeks Four weeks Five weeks
FOCUS IS MY FAMILY
Years 8-19 Years 20-29 Years 30-39 Years 40-49
HELP WITH STRESS, ANXIETY AND DEPRESSION
Six weeks
Year 50 and beyond
Eight weeks
AVERITT CARES FOR KIDS This non-profit charitable giving organization is funded by our associates and through company matches in recognition of our associates’ milestones and community service. Since 1986, Averitt Cares for Kids has donated over $15 million to charities, including our $1,500,001 contribution to St. Jude Children’s Research hospital, the largest in the program’s history.
FINANCIAL WELLNESS
*Employed no less than one year at the time of the scholarship application.
WHAT ELSE AVERITT OFFERS
More than 94% of our associates are members of Averitt Cares for Kids, making contributions of just $1 per week.
<
>
HOME
16
I WANT TO KNOW WHAT ELSE AVERITT OFFERS
TEAM UP COMMUNITY CHALLENGE The Team Up Community Challenge exemplifies the spirit of our Averitt family when we work together to give back to our local communities. It also signifies our commitment to help others succeed through local community involvement, and the ongoing donation match back to Averitt Cares for Kids. PEOPLE LIKE YOU REFERRAL PROGRAM InsideAveritt.com/PeopleLikeYou Making referrals to find People Like You allows you to choose your teammates — people you’re proud to work alongside and who strengthen our culture. Plus, you’ll earn Red Thinkin’ Rewards points and referral rewards cash by helping our team grow. AMBASSADOR TEAM Retired associates have an opportunity to stay connected by becoming a member of our Ambassador Team. This unique group of associates continues to give back by participating in Averitt Cares for Kids and can choose to be involved in Team Up Community Challenge events, find new teammates as a Team Builder and work on a reduced schedule as an Averitt Mentor.
UPDATE YOUR INFORMATION
MY HEALTH BENEFITS
FOCUS IS MY FAMILY
HELP WITH STRESS, ANXIETY AND DEPRESSION
FINANCIAL WELLNESS
WHAT ELSE AVERITT OFFERS
<
>
HOME
17
Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20Made with FlippingBook Online newsletter