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December 2020
THE TRUSTED ADVISOR
The Value of Family Support We’re Not the Same Without it When December rolls around, we’re finally in the midst of the holiday season. Not only does this time of year cheer people up with Christmas lights, the promise of presents, and the prospect of 2020 finally coming to an end, but it also gives us a chance to see our loved ones. The holidays are a great time to get together with family and value that time we can enjoy one another’s company. With how difficult this year has been, family and togetherness have never been more essential. Zac — For me, the support of family is so important because life can be super challenging and difficult, like this year has been. When things aren’t looking great, you need someone you can rely on, who you know will always support you. Whatever those challenges might be, it’s always a comfort when you have someone in your corner, cheering you on. As a young child, my parents were always super supportive of me, no matter what I was doing at the time. If I was in school participating in extracurricular activities or playing in sports, they’d show up to support or watch me. They continued to support me throughout elementary school and after I graduated high school. When I went to college and later to graduate school, they were always there for me, and it meant a lot. They gave me the comfort, desire, and willingness to achieve in all aspects of my life. Then, my wife and children added to my parents’ support. My wife and children have always supported me and everything I’ve done. I don’t know where I’d be without their constant encouragement, including my most recent decision to open this firm with Nick. My wife was a huge proponent when I first made this choice and continues to be a driving impetus with every passing day. Throughout my life, I’ve had family support, and I’ll always be grateful for it, especially this year. With all the challenges of 2020, having someone to rely on is absolutely essential. There has been so much uncertainty these past several months, and it will continue into the new year, too. Having family by your side to help you face and overcome the uncertainty
Zac with his family.
Nick with his family.
Nick —Without family support, I would not be the person I am today. Growing up, my parents supported me in all of my ambitions. They cheered me on when things were going well and they helped me up when things were harder. They believed that I could accomplish all of my goals, even when I didn’t completely believe I could reach those goals. This helped me to graduate from law school and become a trial lawyer. I am now married with two wonderful children. My wife, Michelle, supports me in everything I do. She is constantly pushing me to leave my comfort zone, to try and achieve greater things, both in my professional and personal life. Starting a firm in 2020, the year of the COVID-19 pandemic, was especially scary. There is no way I would have had the courage to take that leap without the support of Michelle and my children. It is very easy to say that my life would be completely different without the family support I have experienced in my lifetime and definitely this year. I know that no matter where life’s adventures lead me, I will have the support of my family. That support pushes me to try to be a better husband, father, lawyer, and person every single day. Even if your family can’t be together for the holidays, know that the value of family and togetherness will not fade. Let’s all take the time this holiday season to reflect on how important our family bonds are to us. –Zac Leacox & Nick Norden
is important. I know I overcame the challenges this year with the help of my family, and no matter what may come in 2021, with my family’s support, I can continue to push forward.
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3 Gift-Giving Tips That Won’t Kill Your Savings Ah, the holidays. It’s a time of sweet treats, family, and giving back — and sometimes giving a little too much. When it comes to the perfect holiday gift, many people spend too much money. The average American spends nearly $1,000 on gifts during the December holidays alone!
It’s possible to cut back and make it to January without major debt. Here’s how.
Check your list — twice! The list is going to be your secret weapon to tackling the holidays with your savings still intact. Start by writing down the name of every person you’d like to get a gift for. Now, with the exception of your immediate family members, narrow the names down to your top five — top 10 if you’re really popular. Now, place the names of the people who didn’t make the cut into a second list. If you still feel the need to do something for them, send homemade cookies or a handwritten note instead of purchasing something. This limits how much you actually have to spend! Think beyond store-bought or expensive items. Sure, everyone wants this holiday season’s “it” item, but sometimes the best gifts don’t even come wrapped under the tree. Instead, look to your own talents as a clue to what you should give. If you’re a great crafter, create something unique for the people on your list. If you can offer the gift of time, provide a free night of babysitting for your friends with kids or an experience at the local theater. These gifts have a bonus factor: Recipients love the gift when they open it, and they love it when they get to use it! Set a budget — and stick to it. Setting a holiday budget ensures you only spend what you can afford. It also narrows down your search. If you choose to buy your neighbor something, but they aren’t your top priority, set their budget at a lower level, like $25–$50. If you have a sibling who has had a rough year and you’d like to make their holidays a little brighter, bump their budget up. This narrows the focus of what you’re looking for so you don’t stumble into something you can’t afford. Ultimately, it’s the spirit of giving during the holidays that makes them so rewarding. With a little ingenuity, you can be generous and avoid the stress of excess debt come January.
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approval through your local church, then submit the name for approval from government officials.
The law looks down on naming children after inanimate objects or alternative spellings of common names. Additionally, the name must match the biological sex of the child: girls with feminine names and boys with masculine names. And another thing, traditional last names cannot be used as a first name. Many other countries have similar laws, including Germany. While the German laws are not as strict as Denmark’s, they state that the name must match the sex and any name must not bring harm to the child. That is to say, if the child is likely to be bullied because of the name, it may be rejected.
No Running Out of Gas on the Autobahn
Speaking of Germany, home of the Autobahn, it’s illegal to run out of gas while driving on the superhighway. In fact, driving on the Autobahn comes with many restrictions. That’s the trade-off for accessing an efficient road system where some stretches lack a speed limit. The “no gas” law is designed to minimize hazards and accidents on the road. It’s also illegal to stop on the side of the Autobahn, unless you’re experiencing an emergency or car trouble, such as an unforeseen issue with the engine. Running out of gas is considered a “foreseen” issue, thanks to fuel indicators.
Should you run out of gas and require assistance, you must not leave your vehicle, because it’s also illegal to walk on the Autobahn. If
you do need to pull over, you must do so in designated areas or leave the highway altogether.
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Be a Better Listener for Someone Who Needs to ‘Get It All Out’
It’s not always easy to share feelings of frustration, anger, sadness, or other strong emotions — but it’s healthy to share them. Sometimes, we need to vent and get it all out. Venting gives us an opportunity to release these emotions, which often leads to mental clarity. However, when someone comes to you to vent and share their heavy emotional burden, listening can be just as challenging as sharing. You want to be supportive, but you don’t want to interfere. Strong feelings and tough situations may be involved. What can you do to be the listener they really need? It starts with your body language. Open yourself to their emotional needs. Gregorio Billikopf, an interpersonal relationship expert at the University of California, Berkeley says if you begin the conversation standing, invite the person to have a seat with you. Another thing you can do as a listener is position yourself below their eye line. This puts the person venting in a more active “storyteller” position and you in a better “listener” position. While in this position, maintain eye contact. It’s okay to look down or away occasionally, but try to keep steady eye contact. Billikopf also notes that, as a listener, it’s important to avoid interjecting. Don’t offer input, suggestions, or guidance to the person venting until after the person has had the chance to get it all out. “During this venting process, there is still too much pressure for a person to consider other perspectives,” Billikopf says.
While you don’t want to interject, you do want to be an active listener. This means you don’t want to be completely silent. This is where “reflective listening” comes in. Occasionally repeat what the speaker says — but don’t use their exact phrasing. Reword slightly in a sympathetic manner. Don’t spin their words or mistakenly interject an opinion, as it may not be the opinion they’re interested in hearing. Alternatively, listening cues like “mm” or “hm” and nods are always welcome. One last thing to keep in mind: You do not need to offer a solution to the person’s problem or concerns. They may just be venting to get their negative emotions out, not looking for answers or explanations. If they are looking for answers
or guidance, wait for them to ask. In the meantime, lend your ear and let them know you’re there for them going forward.
Have a
Not Your Grandma’s Fruitcake
Laugh
Inspired by SimplyRecipes.com
Ingredients
Directions
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1 tsp baking soda 1 cup sour cream 3 1/2 cups mixed dried fruit of your choice, chopped 1 cup nuts of your choice, chopped 2 cups all-purpose flour, divided
1. Preheat oven to 325 F. Line a 9x5-inch loaf pan with greased baking paper. Ensure the piece running the length of the pan stands 1 inch above each side to form “handles.” 2. In a small bowl, mix baking soda and sour cream. 3. In a second bowl, combine fruit, nuts, and 1/4 cup flour. 4. In a third bowl, beat butter and sugar until fluffy. Add egg, zest, and sour cream mixture. Then, add remaining flour and salt. Mix, then add fruit mixture. 5. Pour batter into lined pan. Fill up a separate loaf pan halfway with water. Bake both pans in oven for 1 1/2–2 hours or until a skewer leaves the cake clean. 6. Use “handles” to remove cake from pan and cool completely on a rack before serving.
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1 stick butter 1 cup sugar 1 egg, room temperature
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Zest of 1 orange
1 tsp salt
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Inside This Edition
3 2 1 Family Support and Togetherness
3 Fool-Proof Ways to Pay for the Holidays Without Going Broke How to Be a Better Listener for Someone in Need
Not Your Grandma’s Fruitcake Strange Laws Around the Globe
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Curious Laws in Practice Around the World
Nearly every community around the world has strange laws: Some were established decades or centuries ago to address specific issues that came up once or twice; some were created with good intentions but have since become outdated; and there are some recently created ones that still serve practical purposes. Here are three such examples.
anyone caught selling, possessing, or chewing gum could be fined up to $100,000.
In recent years, the law has eased somewhat, thanks in part to gum lobbyists funded by the Wrigley Company. You can get certain types of gum with a prescription, but if you are caught with more than two packs or are found littering, you may be handed a very steep fine.
No Chewing Gum in Singapore
4 nordenleacox.com | 407-801-3000 The result was a crackdown on gum. They take it so seriously that they monitor gum products that pass through the city-state. If it’s en route to a neighboring country, it must be locked up until it’s through. In the past, Singapore has numerous laws aimed at keeping the city-state free of clutter, one of which is aimed squarely at chewing gum. As the government made infrastructure improvements in the 1980s and ’90s, they wanted to curb vandalism and littering so they could keep this new area clean.
No Unusual Names in Denmark
When you have a child in Denmark, don’t get too creative with their name. The government maintains a list of around 7,000 approved names, and around 200 names are rejected every year. However, if you choose a name that isn’t on the list, you might not receive an automatic denial. You can get special
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