2026 Dual Comp-Benefits Book Final

VOLUNTARY RETIREMENT SAVINGS

EMPLOYEE VOLUNTARY CONTRIBUTIONS

ELIGIBILITY

ALL EMPLOYEES

ALL EMPLOYEES

Employees may direct additional retirement savings contributions to:  403(b) • Pre-tax contribution • Roth post-tax contribution • After-tax contribution with Roth in-plan conversion (Mega Roth)  457(b) • Pre-tax contribution • Roth post-tax contribution

Employees may direct additional retirement savings contributions to:  403(b) • Pre-tax contribution • Roth post-tax contribution  457(b) • Pre-tax contribution • Roth post-tax contribution

PLAN INFORMATION

 Pre-tax and Roth: up to annual IRS limit of $24,500  After-tax: up to annual IRS limit of $72,000, less pre-tax and Roth contributions  $8,000 catch up contribution available for age 50 and older

EMPLOYEE CONTRIBUTION

 403(B): AXA, FIDELITY, TIAA, VOYA  457(B): OHIO DEFFERED COMPENSATION

PLAN ADMINISTRATORS

 FIDELITY

RETIREMENT PLAN ADMINISTRATORS STRS https://www.strsoh.org/

888 ‑ 227 ‑ 7877 800-222-7377

OPERS

https://www.opers.org/

FIDELITY INVESTMENTS

www.netbenefits.com/universityofcincinnati

800-343-0860

TIAA

https://www.tiaa.org/uc

800-842-2252

AXA EQUITABLE

https://equitable.com/

513-762-7750

800-451-4702 x4025462

VOYA FINANCIAL

https://www.voya.com

OHIO DEFERRED COMPENSATION

https://www.ohio457.org

877-644-6457

FIDELITY INVESTMENTS

www.netbenefits.com/UCP

800-343-0860

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