BOOST YOUR CHILD'S COGNITIVE SKIL
If you’re looking for a family activity requiring minimal supplies and effort, origami should be next on your to-do list! Origami might seem too challenging or even not stimulating enough for children,
Practice patience and mindfulness. No running, jumping, or yelling involved. Children can partake in a soothing activity requiring their undivided attention when practicing origami. Origami is even considered a form of focused attention meditation , which involves concentrating on a single object to induce a
but there are plenty of accessible and delightful shapes to keep your kids endlessly entertained. Plus, they won’t be able to stop themselves from filling your home with paper swans, dragons, and more! Not only is origami a simple activity that just requires paper, but it also offers a variety of benefits to children and adults alike. Discover how origami can boost your family’s brains and the perfect way to start folding!
relaxing state. Calmly focusing on folding a piece of paper into a unique shape requires you to be present in the moment and can be a fantastic way to introduce mindfulness to your family. Improve hand-eye coordination. Origami also helps younger children better understand spatial concepts such as measurements, shapes, and directions. Studies show
that origami helps children improve their dexterity, hand-eye coordination, and spatial reasoning skills.
THE TRUST ADVANTAGE SMART STRATEGIES FOR DESIGNATING BENEFICIARIES
As a parent, you want to do everything possible to ensure your children are cared for if you pass away or become incapacitated. Many people start a life insurance policy, thinking they’ll be able to leave a large sum to their children if the unthinkable happens. Many
employers offer life insurance as a job benefit, or you can get coverage through an insurance agent. Once you establish what you want from your life insurance package, you have to name the beneficiaries of your policy. While most people choose their spouse or partner, many
to become the beneficiary, but this still opens you up to the problem already mentioned. Even if they’re good with your kids, they might not be the best money managers. The best path forward is to create a living trust and name the trust as the beneficiary of your life insurance policy. With a trust, you can name a bank or money manager as the trustee while setting specific guidelines for who gets access to the funds and when. This means you can set up the trust to help pay for your children’s education and other expenses as well as a monthly stipend for the guardian without giving anyone untethered control of the funds. You can even determine the age your children will gain full access to the trust. Don’t make the mistake of naming your minor children as beneficiaries of your life insurance policy. Establish a trust — it’s the best way to take care of your legacy.
consider naming their children as the beneficiaries. It sounds like a great idea on paper, but complications arise when it’s implemented. When you name a minor as a life insurance beneficiary, they won’t be able to receive the proceeds directly. Instead, your appointed legal guardian (if you don’t have a legal guardian named in your estate plan, the state will appoint one for you) will manage and distribute the money. And they could make decisions that don’t coincide with your wishes.
So, what do you do instead? You could directly name an adult guardian
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