Block, Klukas, Manzella & Shell May 2018

What’s It Worth? HowWorkers’ Comp Settlements Are Determined: Pt. 1

If you sustain a work-related injury that takes away the use of one body part — such as a hand, leg, or finger — but you retain the use of your body as a whole, you can claim permanent partial disability benefits. The exact amount you’re entitled to will typically be calculated in one of four ways. WAGE DIFFERENTIAL In Illinois, if your injury leaves you unable to make as much money as you could before, you can receive weekly payments equaling 2/3 of the difference between what you used to make and what you make now. For example, if you were a carpenter making $1000 a week, but you can only make $400 a week after your work-related injury, that’s a $600 difference. The wage differential would be $400 a week. Wage differential are limited to a minimum of five years, or until the injured person turns 67. SCHEDULED INJURY In some cases, an injured party is awarded 60 percent of their average weekly wage for a set number of weeks. The length of these weekly payments depends on which part of the employee’s body is affected. For example, someone who lost their pinky toe might receive 13 weeks of payments, while a person who had their arm amputated at the shoulder joint might be awarded 323 weeks.

LOSS OF PERCENTAGE OF A PERSON AS A WHOLE If your injuries are not covered under Illinois’ predetermined injury table, the commission may calculate your “loss of person as a whole” using your age, occupation, skill, pain, and inability to perform certain tasks. They multiply that percentage by 500 weeks and then multiply the weeks by 60 percent of your weekly income. DISFIGUREMENT If a person suffers a work-related injury that has resulted in a serious, permanent change to their physical appearance — such as scars from burns, cuts, or surgery — they can receive payments based on the “value” of their disfigurement. This settlement is valued at 60 percent of the person’s weekly pay multiplied by up to 162 weeks. The amount you are entitled to after a work-related injury varies greatly depending on the severity of your case. For example, none of these methods are used when an injured person is deemed to have a permanent total disability, which we will dive into next month. If you need to figure out what your injures are worth, don’t go it alone. Call 815-726-9999 and reach out to the workers’ comp experts at Block, Klukas, Manzella & Shell. We can help you get the benefits you deserve.

WORD SEARCH

GRILLED SKIRT STEAK WITH ASPARAGUS

INGREDIENTS

• 1 1/2 pounds skirt steak • 2 tablespoons canola oil • 1 pound asparagus

• 2 teaspoons crushed red pepper • Salt and pepper to taste • Grated pecorino Romano cheese

DIRECTIONS

1. Heat grill to high. Season room-temperature steak with salt, pepper, and 1 tablespoon oil. Any oil with a high smoke point, such as canola, will work. 2. Trim bottom inch of asparagus and season with salt, pepper, and remainder of oil. 3. Cut steak into four portions and grill for 3–5 minutes per side, depending on desired doneness. Skirt steak is thin and will cook quickly. 4. Let steak rest for 10 minutes. While it’s resting, grill asparagus for 6 minutes, turning once. 5. Sprinkle cheese and crushed red pepper on asparagus. Serve alongside steak.

BLOOMING MAYO EMERALD GARDENING GEMINI LILY

MAY DAY MOTHERS DAY NIGHTINGALE SPRING TAURUS WARM

(Inspired by Food Network)

815-726-9999 3

Made with FlippingBook - professional solution for displaying marketing and sales documents online