Metrics Monthly Q4 | 21

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Editor's letter

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Welcome to your Q4 issue of Metrics Monthly! I don't think I'm the only one pleased to see the end of what's been a diffi - cult year for many. With uncertainty around every corner, political party scandals and the rise of the Omicron variant, 2021 has been rocky to say the least.

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In LendingMetrics news, there are some exciting new developments at the company including new appoint- ments and promotions. In addition, could two more awards be on the cards at the start of 2022? We're also thrilled to announce being listed as number one on the 2021 Power List league table, which certain- ly brightened up the end of the year for the team. Find out what this means for the company and who else featured on the league table, in 'Taking the Gold'. Our featured thinkpiece this issue considers why large lenders are not making the most of big data and how this could provide smaller players with a golden opportunity, in 'Time for Data'. Find out what this opportunity means for the industry and why lenders are not going down this route as a matter of urgency, on page 12. With 2021 coming to an end, I'm sure you too are more than happy to close the door on the year and are excited- ly looking ahead to what 2022 might bring. All that's left to say is I hope you had a great Christmas and enjoy welcoming in the New Year with open arms.

This issue, we're welcoming the end of the year by sharing some industry pos- itivity, including the news that the FCA introduced a new strategy for positive sustainable change at COP26. You may remember that in our last instalment of Metrics Monthly, we posed the question: "are we heading for a bumper Xmas?"; this issue, we have the answer! Exclusive data from LendingMetrics indicates that Christ- mas spending has been on course to return to levels that lenders saw before the pandemic, but our Manag- ing Director Neil Williams warns that there could be a storm on the horizon in 2022. Read more in our headline article on page 06.

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Georgia Pullen Design and Communications Executive

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