MAKE ROOM FOR LIFE WITHOUT DITCHING WORK COMPLETELY Who says slowing down means stopping? While your 60s used to signal retirement was on the horizon, more and more people are using this time as a launchpad for a new kind of freedom: semi- retirement. Whether dialing back your 9-to-5, chasing long-held dreams, or turning a passion project into a new hustle, semi- retirement allows you to remain connected and do what you love while providing financial security. Scaling back and continuing to work can give you a sense of flexibility and safety. to abruptly make a huge change in your routines or suddenly lose the job-related identity you’ve possibly built over many years. Many people who opt for semi- retirement like the sense of purpose that continuing to work part time gives them. It allows you to continue fulfilling work and gives you a social outlet. Not Done Yet? Try Semi-Retirement
How to Stretch Your Retirement Dollars One of the main perks of holding off from fully retiring is the money. Though you will earn less income working part time, what you make allows you to build a larger nest egg, and even delay when you collect your Social Security benefits. You can continue contributing to your retirement accounts and 401(k). Workers 50 or older also get additional contribution options, like catch-up contributions. Purpose Beyond the Paycheck You may still enjoy your job or love the social setting of your office. Scaling back your hours rather than retiring completely has numerous emotional and mental health benefits. It can be difficult
Factors to Consider Semi-retirement isn’t for everyone, and you have various factors to consider when deciding whether to stay in the workforce. If you are thinking of going part time out of necessity, look over your finances to determine how much you need to earn to cover your savings gap. It could also be a solid strategy to build more savings so you have a buffer for the unexpected or big plans like travel in the future. If you simply enjoy your work or want to pursue another passion, like freelance writing or running a small home business, semi-retirement could give you a flexible schedule to work with as you plan this exciting new time.
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Right of way matters. Pedestrian safety laws are clear, but they require compliance:
• At crosswalks with signals, follow the pedestrian light. • At marked crosswalks without signals, drivers must yield. • In Virginia, pedestrians cannot step into traffic too close for vehicles to stop safely. • In D.C., drivers must yield to lawful pedestrians, even with a green light.
Following these rules isn’t about avoiding fines. It’s essential to protect your health, legal rights, and potential compensation if an accident occurs.
Get help after an accident. Our team serves clients across Maryland, Virginia, and D.C., advocating for your rights and
helping ensure insurance companies honor their responsibilities. Don’t let a moment of risk-taking cost you your recovery! Reach out to us today for guidance and support!
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