Investment Options: Before investing in any investment option, consider the investment objectives, risks, charges, and expenses. Contact Fidelity or your investment professional for a mutual fund prospectus or, if available, a summary prospectus containing this information. Read it carefully. What follows is an introduction to the investment options you can choose for your Plan account. You can spread your investments among several options to take advantage of what each has to offer and help balance different types of risk. Reviewing this information can help you understand and compare your options. For more complete information about any of the mutual funds available through the Plan, including fees and expenses, log on to Fidelity NetBenefits® at netbenefits.com.
Fund Name
Spectrum Category
More Conservative Investment Options to the top have potentially more inflation risk and less investment risk
Government
Retail
Institutional
Money Market (or Short Term)
• Putnam Stable Value Fund 25
Stable Value
Government
Diversified
Municipal
Inflation-Protected
High Yield
International/Global
• American Funds U.S. Government Securities Fund ® Class R-6
• Columbia Strategic Income Fund Institu- tional 3 Class • Fidelity ® U.S. Bond Index Fund • Fidelity Advisor ® Total Bond Fund Class I
• Fidelity ® Infla -
• Federated Hermes Institutional High Yield Bond Fund Class R6
tion-Protected Bond Index Fund
Bond
Convertibles
International • BlackRock Global Allocation Fund, Inc. Class K
Balanced / Hybrid
Large Value
Large Blend
Large Growth
• Invesco Comstock Fund Class R6
• American Funds Fundamental Investors ® Class R-2E • Columbia Contrarian Core Fund Institutional 3 Class • Fidelity ® Total Market Index Fund
• Franklin Growth Series Class R6
Mid Value
Mid Blend
Mid Growth
Domestic Equity
• Columbia Select Mid Cap Value Fund Institu- tional 3 Class
• Fidelity ® Mid Cap Index Fund
• Delaware Ivy Mid Cap Growth Fund Class I
Small Value
Small Blend
Small Growth
• Undiscovered Managers Behavioral Value Fund Class R6
• Fidelity ® Small Cap Index Fund
• ClearBridge Small Cap Growth Fund Class IS
Diversified
Regional
Emerging Markets
Specialty
• Goldman Sachs International Small Cap Insights Fund Class R6 • T. Rowe Price Overseas Stock Fund I Class
• Goldman Sachs Emerging Mar- kets Equity Fund Class R6
International / Global Equity
• Fidelity ® Real Estate Index Fund
Specialty
Long-Short
More Aggressive Investment Options to the bottom have potentially less inflation risk and more investment risk
Company Stock
This spectrum, with the exception of the Domestic Equity category, is based on Fidelity’s analysis of the characteristics of the general investment categories and not on the actual investment options and their holdings, which can change frequently. Investment options in the Domestic Equity
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