Important disclosures
Business Checking – pg. 1
Credit Holiday – pg. 23 (Cont.) California. CB&T employees, affiliates, immediate family members and individuals living in the same household with such employees are not eligible to enter. All tax liabilities, if any, associated with any prize are the responsibility of the winner. See Sweepstakes Official Rules for details.
1. Existing business accounts and Attorney Client Checking not eligible. Existing CB&T business checking account holders not eligible. One discount per business customer tax-id number. Excludes public agencies, political action committees, fiduciary, and campaign accounts. Please refer to the Deposit Account Agreement, Deposit Rate Sheet and Personal Account Schedule of Fees available in the online Agreement Center, or speak with a banker for more details. Discounted check orders must be ordered through California Bank & Trust to qualify. Checks can be ordered through a branch, Online banking, or through Customer Service.
Season of Giving – pg. 31
5. Season of Giving and Receiving Sweepstakes NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Sweepstakes starts at 12:00:01 a.m. ET on 11/1/22 and ends at 11:59:59 p.m. ET on 12/31/22. Open to legal residents of the 50 United States and D.C., including the territories of Guam and Saipan who are 18 years of age and older and are registered accountholders at a participating Financial Institution. To enter by mail , hand-print on a 3"x5” postcard: “Season of Giving and Receiving Sweepstakes”, full name, full mailing address, day and evening phone numbers, email address (if any) and date of birth and mail to: “Season of Giving and Receiving Sweepstakes” C/O MRI, P.O Box 3849, Oak Park, IL 60303-3849; postmarked by 1/3/23 and received by 1/10/23. Void where prohibited. For Official Rules, visit CelebratetheSeason2022.com. Sponsor: Fiserv Solutions, LLC, 255 Fiserv Drive, Brookfield, WI 53045. This promotion is in no way sponsored, endorsed, adminstered by or associated with Early Warning Services, LLC or Zelle®. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Terms and conditions apply.
Tips for Traveling Abroad – pg. 13
2. Seasonal demand may impact availability at our branches. Processing and delivery times may vary based on currency. Shipping fees may apply.
Small Business Diversity Banking – pg. 15
3. Loans subject to credit approval. Certain terms, conditions and restrictions apply. Contact a banker for details.
Credit Holiday – pg. 23
4. Holiday Giving, Holiday Winning Sweepstakes rules. See Sweepstakes Official Rules at
calbanktrust.com/credit-holiday for full details. Customers who use their personal CB&T Visa® credit or debit card during the sweepstakes period of October 24, 2022 through January 8, 2023 will automatically be entered into the sweepstakes drawing with an opportunity to win $10,000. One (1) entry allowed per transaction made. Only one (1) prize will be awarded in the amount of $10,000. Official rules apply. No purchase necessary. Must be at least 18 years old and a legal resident of
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