MEDICAL PLAN PERKS
These extra features and programs are available to medical plan members.
RECEIVE CARE ANYWHERE THROUGH TELADOC
NICOTINE CESSATION PROGRAM If you or your spouse are ready to quit tobacco – including chewing tobacco or e-cigarettes – our free tobacco cessation program can help. Begin your journey to nicotine-free life with HealthCheck360.
If you have a minor illness, going to the emergency room can be expensive, urgent care may be unnecessary, and you may not be able to see your primary care physician right away. Teladoc saves you time and money! Teladoc allows you and your enrolled dependents to speak with a doctor anytime. Teladoc is great for: • Minor conditions such as fever, sore throat, congestion, nausea or vomiting, rash and more. Plus, Teladoc physicians can prescribe medications when appropriate. • Behavioral health concerns including stress, anxiety, depression, addiction, abuse and grief counseling.
This program includes: • Step-by-step Guidance • Health Coaching • Access to a Mobile App
There is no right way to quit nicotine; there is only your way. Enroll now by calling HealthCheck360 at 866-511-0360 (ext. 5099) or sending an email to healthcoach@healthcheck360.com .
Activate your account at bcbst.com/Teladoc or by calling BlueCross BlueShield at 833-377-9371 .
HEALTH SAVINGS ACCOUNT (HSA)
IT’S LIKE A 401(K) FOR YOUR HEALTH EXPENSES: THE HEALTH SAVINGS ACCOUNT (HSA) FOR HDHP MEMBERS If you enroll in the HDHP, you will have access to a health savings account (HSA) – with free money from Averitt – to help you save for health care expenses. Contributions, earnings and withdrawals for qualifying expenses are tax-free. Here’s how the account works: • Make contributions. WEX will automatically set up your bank account, and Averitt will deposit $10 per week for individual coverage or $20 per week if you cover dependents. You can also contribute additional funds up to the 2024 IRS limits of $4,150 for individuals/$8,300 for families, plus an annual $1,000 catch-up contribution for those over age 55. • Use your funds. WEX will send you a debit card to access your funds, and you can use the bank account to pay for eligible medical, dental and vision costs now or in the future. View a full list of eligible expenses at wexinc.com/insights/benefits- toolkit/eligible-expenses/ . • Save your funds. The bank account also works like a savings or retirement account. It’s yours, even if you leave the company, and your balance rolls over each year accruing interest tax-free. When your account balance reaches $1,000, you can invest your funds.
To be eligible for the HSA, you must meet certain qualifications during enrollment, like enrolling in the HDHP and not being enrolled in a health care FSA. A full list of eligibility requirements is available in MyPortal.
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