Averitt Express_2024 FlexForce Guide

TRADITIONAL HEALTH PLAN (THP)

IN-NETWORK BENEFITS

ANNUAL DEDUCTIBLE

$2,000 individual / $4,000 family

ANNUAL OUT-OF-POCKET MAXIMUM

$5,500 individual / $11,000 family

IN-NETWORK COPAYS

TELADOC

$0

PRIMARY CARE OFFICE VISIT SPECIALIST OFFICE VISIT

$45

$60

URGENT CARE (CLINIC)

$70

OFFICE VISIT DIAGNOSTIC X-RAY & LABS

$0 after copay

HEARING AIDS (ONE PER YEAR, PER EAR, EVERY 3 YEARS)

$0 ($5,000 maximum for 18+)

IN-NETWORK PHYSICIAN SERVICES

OFFICE SERVICES (X-RAYS, LABS, SURGERIES)

included in copay

ALLERGY INJECTIONS

$0

ROUTINE/PREVENTIVE CARE

$0

ROUTINE GYNECOLOGICAL CARE AND/OR MAMMOGRAMS

$0

CARDIAC STRESS TEST

$0

IN-NETWORK HOSPITAL SERVICES

EMERGENCY ROOM CARE

$500

INPATIENT HOSPITAL SERVICES

20% after deductible

OUTPATIENT DIAGNOSTIC HIGH-TECH RADIOLOGY

OUT-OF-NETWORK BENEFITS

ANNUAL DEDUCTIBLE

$4,000 individual / $8,000 family

ANNUAL OUT-OF-POCKET MAXIMUM COST TO USE PROVIDERS/FACILITIES

$11,000 individual / $22,000 family

40% after deductible

PRESCRIPTION BENEFITS

RETAIL PRESCRIPTION (30-DAY SUPPLY) CERTAIN PREVENTIVE GENERICS SEE INSIDEAVERITT.COM FOR THE FULL LIST

$0 copay

GENERIC

$20 copay

PREFERRED BRAND, INCLUDING SPECIALTY NONPREFERRED BRAND, INCLUDING SPECIALTY

$40 copay

$80 copay

RETAIL OR MAIL ORDER PRESCRIPTION (90-DAY SUPPLY) CERTAIN PREVENTIVE GENERICS SEE INSIDEAVERITT.COM FOR THE FULL LIST

$0 copay

GENERIC

$40 copay

PREFERRED BRAND

$80 copay

NONPREFERRED BRAND $160 copay This is a summary of your coverage only. In-network services are based on negotiated charges; out-of-network services are based on reasonable and customary (R&C) charges.

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