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DO YOU HAVE A GOOD PERSONAL INJURY CASE?
3 Essential Factors (And Why UIM Matters!)
The Case Barnett Law Instagram page includes a new FAQ section so clients and prospective clients can get their questions answered all in one place. One of the most frequent inquiries we get is, “Do I have a good personal injury case?” In a perfect world, anyone who gets injured due to someone else’s negligence would be compensated for the injuries, medical bills, and pain and suffering. But when it comes to pursuing a personal injury claim through the courts, there are three essential factors. 1. Damages When looking at damages, we consider the extent and type of injuries you’ve suffered, how long it will take to heal, how the injuries impact your life, and the costs associated with past and future medical care. 2. Liability Is there evidence that proves that someone else’s negligence is what caused your injury? If so, this second essential factor — liability — has been met. 3. Collectibility Most potential clients who approach us with a personal injury claim have those first two factors in place: They were injured and it was someone else’s fault. But this third factor can be the big hurdle to getting compensation for personal injury claims. Collectibility means that we have the ability to collect on the claim through the negligent party’s insurance or through your own personal uninsured motorist (UIM) insurance. While car insurance is required by law, some motorists on the road do not carry insurance on their vehicles or carry the minimum insurance, which may not be enough to compensate you properly for your damages. For instance, in the state of California, drivers are only required to carry the insurance minimum of $15,000 minimum for wrongful death. That’s why adding UIM insurance to your own personal policy is a good idea. This coverage will increase your odds of being able to collect should you find yourself in the position of filing a claim against an un- or underinsured motorist. You can add UIM to your existing car insurance policy, and it’s often inexpensive to do so. But if the time comes where you need it, it’ll more than pay for itself. Some clients worry that filing a claim against their UIM insurance will negatively affect their policy or raise their premiums, but rest assured, that is not the case. We just posted a video that covers this topic, and more, on our @casebarnettlaw Instagram page. Check out the highlight called “FAQs” for more info.! We’re always happy to answer questions you may have or discuss your case. Give us a call at 949- 565-2993 or email Case@CaseBarnettLaw.com.
ICED GREEN TEA, 2 WAYS
Inspired by 101Cookbooks.com
Nothing says summer like a glass of iced tea. Enjoy these two twists on a classic summer soother.
Ingredients
• 2 tbsp loose-leaf green tea • 4 cups filtered water, divided Option 1: Rose and Coriander • 1 tbsp dried rose petals • 1 tbsp whole coriander seeds Option 2: Ginger Mint • 1 handful fresh mint leaves • 1 inch fresh ginger, cut into coins
Directions
For Rose and Coriander Tea: 1. In a large pitcher, place green tea, rose petals, and coriander seeds. 2. Bring 1/2 cup water to just below boiling. 3. Pour hot water over tea leaves, petals, and seeds. Let steep for 10 seconds, then add the remaining 3 1/2 cups water. 4. Refrigerate 4–8 hours until tea reaches your desired strength. Strain and serve over ice. For Ginger Mint Tea: Follow the instructions above, substituting the mint leaves and ginger coins for the rose petals and coriander seeds.
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