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To be money smart, you need to know the importance of saving for later.
He left the nest in spring and found lots of food. He ate all of his favorites: tender shoots, new leaves, mushrooms, and bugs!
In summer, he gobbled up fruit and berries day after day.
Salvador’s big sister, Sonia, didn’t play as much anymore. She was busy saving nuts and acorns to eat in the winter, when food would be hard to nd.
Then the weather started to turn cold and snow began to fall. The nuts on the trees and ground were nearly all gone. They had been gathered and saved by the other squirrels.
Now Salvador was really worried about the long winter ahead!
Salvador thought Sonia was b-o-r-i-n-g!
Saving Plan Like squirrels, people also need to save to help with future needs. They also need to save to be able to buy things they don’t have the money for in the present. Is there something you would like to buy, but you don’t have enough money? Make a plan to see if you can save enough to buy this at some time in the future! Write down what you want to buy and the amount of money you need.
Salvador would go out to play, but when he got hungry it was very hard to nd anything to eat.
I need $
to buy
.
$ $ $ $
Money I have saved: Weekly allowance I can save: Weekly work/chores income: TOTAL AFTER ONE WEEK:
After one week, how much more money do you need to reach your goal? Repeat this plan each week until you have the money you need.
What should Salvador have done di erently?
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© Vicki Whiting March 2025
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