2023 Digital Annual Report

2020 Woodstock, VA

First Bank and T̶ ust Company opened its full- se̶ vice Woodstock, Virginia office in Ap̶ il 2020.

2020

First Bank and T̶ ust Company opened its Loan Production Office in Mo̶̶ istown, Tennessee, on December 7th, 2020. Morristown, TN

2020 West Abingdon Branch & Corporate Center The West Abingdon Office & Corporate Center was completed in May 2020. This facility houses the West Abingdon branch, Wealth Management and T̶ ust personnel, and the Commercial and Ag̶ icultural Lending Divisions

for Southwest Virginia. Senior- level corporate staff, along with

loan administration, finance, human resources, and training personnel, are also housed in this building.

23 2023 Repo̶ t to Shareholders |

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