2023 Digital Annual Report

Five Year Summary

2023

2022

2021

2019

2020

177,906 64,857 113,049 5,220 19,441 65,967 11,185 50,118

125,368 18,077 107,291 7,980 22,334 61,112 12,614 47,919

Interest Income Interest Expense

103,456 8,927 94,529 4,212 21,783 58,507 11,458 42,135

86,366 17,458 68,908 1,138 14,005 46,743 7,023 28,009

92,145 11,408 80,737 7,313 19,379 52,687 7,959 32,157

Net Interest Income

Provision for Loan Losses

Other Income Other Expense

Applicable Income Taxes

Net Income

Net Income Cash Dividends Declared Book Value

3.38 1.38 25.99

3.88 1.50 28.36

6.04 2.18 38.35

5.78 2.00 34.32

5.08 1.84 31.53

Loans, Net Securities Available for Sale Total Assets Securities Held for Sale Deposits Capital

1,576,270 21,030 10,551 1,948,529 1,617,773 215,502

1,939,680 13,843 3,634 2,344,110 1,988,616 235,029

2,831,424 84,397 - 3,322,721 2,932,087 318,076

2,400,249 101,640 1,784 3,141,627 2,771,287 284,777

2,078,153 93,263 3,147 2,846,353 2,483,865 261,612

Average Equity to Average Assets Return on Average Assets Return on Average Equity Cash Dividends Declared as Percent of Net Income

10.91% 1.48% 13.59% 40.79%

10.38% 1.48% 14.25% 38.68%

9.5% 1.58%

9.18% 1.62%

9.55% 1.62%

16.64% 36.05%

17.62% 34.64%

16.95% 36.21%

4 | 2023 RepoĢ¶ t to Shareholders

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