Welcome to a whole new world of life sales The widest range of instant-issue products
Index Universal Life
Whole Life insurance
Term Life Insurance
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Offer coverage to almost everyone
# of products
4
1
2
●
Eliminate case management
Risk class
Best-Moderate risk Best-Moderate risk
Good to poor health
●
Radically reduce your sales cycle
●
Easy pivots replace dead ends
Age
20-69
20-65
20-85
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Free estate planning tools with every policy sale offer agents a natural extension to life insurance and a powerful differentiator.
Coverage
$5K-$2M
$25K-$1M
$5K-$100K
Term length
10 to 30 yrs
-
10 to 30 yrs
UW decision
90-100% instant decision
90% + instant decision
100% instant decision
Riders & perks
- Living benefits
- 5 riders are available at no additional cost including estate planning - 2 riders are available at an additional cost
- Free estate planning tools at no additional cost*
Note: Ethos IUL and John Hancock Simple Term with Vitality not available to all partners.
*Estate planning tools are available under the Perks benefit issued with eligible policies sold through Ethos. Policies issued in SC, SD, and WA are not eligible to receive the Ethos Estate Planning perk. Estate planning documents may not be available in all states.
- Return of premium
- Free estate planning tools at no additional cost*
ethos.com
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