Jonny SAMPLE
$4,627 AMOUNT
3) SPEND TERM CERTAIN LEVEL DEAD OR ALIVE (ANY CHOICE OF) 5 TO 30 YEARS DURATION Your Top 3 Monthly Carriers : USAA $4,627
3) SPEND TERM CERTAIN LEVEL DEAD OR ALIVE (ANY CHOICE OF) 5 TO 30 YEARS DURATION
$2,174
DECLARABLE TO IRS : income start 5 CERTAIN YEARS IN THIS EXAMPLE:
years
Symetra Pac Life
$4,518
17
$4,480 Rates are valid for 5/3/2024
Jonny SAMPLE
GUARANTEED BENEFITS BELOW
TOTALS
BUDGET AFTER ANNUITY
HOW TO INTERPRET THIS CHART: BASED ON OUR CURRENT MONTHLY EXPENSES OF :
GUARANTEED CASH FLOW based on annual benefit divided by ORIGINAL PREMIUM paid
PAID
$500,000
$500,000
DEFICIT / SURPLUS
RECEIVED
$943,908
$943,908
ANNUAL
$55,524
$55,524
MONTHLY
$4,627
$4,627
MONTHLY
CUMULATIVE
AGE YEAR
$3,400 Inflating Each Year at :
$873 $10,478 $798 $20,054 $721 $28,712 $643 $36,432 $564 $43,196 $482 $48,985 $400 $53,780 $315 $57,559 $229 $60,304 $141 $61,993
65 1 $4,627
11.10%
$4,627 $55,524
66 2 $4,627
11.10%
$4,627 $55,524
67 3 $4,627
11.10%
$4,627 $55,524
2%
68 4 $4,627
11.10%
$4,627 $55,524
69 5 $4,627
11.10%
$4,627 $55,524
THAT EXISTS
70 6 $4,627
11.10%
$4,627 $55,524
NOW, BEFORE AND IN: EVERY YEAR OF RETIREMENT AND USING ANNUITY PREMIUM IN THIS CHART OF SPECIFICALLY
71 7 $4,627
11.10%
$4,627 $55,524
72 8 $4,627
11.10%
$4,627 $55,524
73 9 $4,627
11.10%
$4,627 $55,524
74 10 $4,627
11.10%
$4,627 $55,524
$51 -$40
$62,606 $62,120
75 11 $4,627
11.10%
$4,627 $55,524
76 12 $4,627
11.10%
$4,627 $55,524
-$134 $60,514 -$229 $57,766 -$326 $53,852 -$425 $48,749 -$526 $42,434 -$5,256 -$20,642 -$5,361 -$84,979 -$5,469 -$150,603 -$5,578 -$217,540 -$5,690 -$285,816 -$5,803 -$355,457 -$5,919 -$426,490 -$6,038 -$498,945 -$6,159 -$572,848 -$6,282 -$648,230 -$6,407 -$725,119 -$6,536 -$803,546 -$6,666 -$883,542
77 13 $4,627
11.10%
$4,627 $55,524
$500,000
78 14 $4,627
11.10%
$4,627 $55,524
79 15 $4,627
11.10%
$4,627 $55,524
80 16 $4,627
11.10%
$4,627 $55,524
THEN WE WILL HAVE TO SPEND FROM OUR RETIREMENT SAVINGS
81 17 $4,627
11.10%
$4,627 $55,524
82 18
$0
0.00%
$0
83 19
$0
0.00%
$0
-$883,542
84 20
$0
0.00%
$0
85 21
$0
0.00%
$0
86 22
$0
0.00%
$0
IN ORDER TO SURVIVE RETIREMENT
87 23
$0
0.00%
$0
88 24
$0
0.00%
$0
89 25 90 26 91 27 92 28 93 29 94 30
$0
0.00%
$0 $0 $0 $0 $0 $0
OR WE WILL HAVE A WONDERFUL SURPLUS OF : -$883,542
$0 $0 $0 $0 $0
0.00%
0.00%
0.00%
0.00%
0.00%
"There are two ways of being happy: We may either diminish our wants or augment our means — either will do — the result is the same; and it is for each man to decide for himself, and do that which happens to be the easiest" - Benjamin Franklin
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