Jonny SAMPLE
$5,113
6. SPEND INDEX WITH INCOME RIDER / LTC MULTIPLIER (with access to remaining principal)
6. SPEND INDEX WITH INCOME RIDER / LTC MULTIPLIER (with access to remaining principal)
?
AMOUNT DECLARABLE TO IRS :
Your Top 3 Monthly Carriers :
Equitrust
$5,113 $4,604
Eagle
income starts in 5 years
Aspida $4,600 Rates are valid for 5/3/2024
Jonny SAMPLE
TOTALS
BUDGET AFTER ANNUITY
GUARANTEED BENEFITS BELOW
GUARANTEED CASH FLOW based on annual benefit divided by ORIGINAL PREMIUM paid
HOW TO INTERPRET THIS CHART: BASED ON OUR CURRENT MONTHLY EXPENSES OF : $3,400
PAID
$500,000
$500,000
DEFICIT / SURPLUS
RECEIVED $2,147,460
$2,147,460
ANNUAL
$61,356
$61,356
MONTHLY
$5,113
$5,113
CUMULATIVE
MONTHLY
$1,359 $1,284 $1,207 $1,129 $1,050
$16,310 $31,718 $46,208 $59,760 $72,356 $83,977 $94,604 $104,215 $112,792 $120,313 $126,758 $132,104
$5,113 $61,356
12.27%
65 1
$5,113
$5,113 $61,356
12.27%
$5,113
66 2
Inflating Each Year at :
$5,113 $61,356
12.27%
$5,113
67 3
2%
$5,113 $61,356
12.27%
$5,113
68 4
$5,113 $61,356
12.27%
$5,113
69 5
THAT EXISTS
$968 $886 $801 $715 $627 $537 $446
$5,113 $61,356
12.27%
$5,113
70 6
NOW, BEFORE AND IN: EVERY YEAR OF RETIREMENT AND USING ANNUITY PREMIUM IN THIS CHART OF SPECIFICALLY
$5,113 $61,356
12.27%
$5,113
71 7
$5,113 $61,356
12.27%
$5,113
72 8
$5,113 $61,356
12.27%
$5,113
73 9
$5,113 $61,356
12.27%
$5,113
74 10
$5,113 $61,356
12.27%
$5,113
75 11
$5,113 $61,356
12.27%
$5,113
76 12
$10,930 $263,269 $10,740 $392,148 $10,546 $518,696 $10,348 $642,867 $10,145 $764,612
$10,226 $122,712
24.54%
$10,226
77 13
$500,000 THEN WE WILL HAVE TO SPEND FROM OUR RETIREMENT SAVINGS $636,264 IN ORDER TO SURVIVE RETIREMENT
$10,226 $122,712
24.54%
$10,226
78 14
$10,226 $122,712
24.54%
$10,226
79 15
$10,226 $122,712
24.54%
$10,226
80 16
24.54%
$10,226 $122,712
$10,226
81 17
-$143 -$248 -$356 -$465 -$577 -$690 -$806 -$925
$762,892 $759,911 $755,643 $750,062 $743,142 $734,857 $725,180 $714,081
$5,113 $61,356
12.27%
$5,113
82 18
$5,113 $61,356
12.27%
$5,113
83 19
$5,113 $61,356
12.27%
$5,113
84 20
$5,113 $61,356
12.27%
$5,113
85 21
$5,113 $61,356
12.27%
$5,113
86 22
$5,113 $61,356
12.27%
$5,113
87 23
$5,113 $61,356
12.27%
$5,113
88 24
$5,113 $61,356
12.27%
$5,113
89 25
OR WE WILL HAVE A WONDERFUL SURPLUS OF :
-$1,046 $701,534 -$1,169 $687,508 -$1,294 $671,975 -$1,423 $654,904 -$1,553 $636,264
$5,113 $61,356
12.27%
$5,113
90 26
$5,113 $61,356
12.27%
$5,113
91 27
$5,113 $61,356
12.27%
$5,113
92 28
$636,264
$5,113 $61,356
12.27%
$5,113
93 29
$5,113 $61,356
12.27%
$5,113
94 30
Inescapably We Careen Towards an End ..... An Awareness of Such Affects Decisions Large and Small
Page 18
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