Jonny SAMPLE
$4,319
1) SPEND LIFETIME LEVEL PENSION Your Top 3 Monthly Carriers :
1) SPEND LIFETIME LEVEL PENSION
AMOUNT DECLARABLE TO IRS : income starts in 5
$2,237
USAA
$4,319 $4,151
NY Life
years
Guardian $4,135 Rates are valid for 5/3/2024
Jonny SAMPLE
BUDGET AFTER ANNUITY
TOTALS
GUARANTEED BENEFITS BELOW
HOW TO INTERPRET THIS CHART: BASED ON OUR CURRENT MONTHLY EXPENSES OF :
GUARANTEED CASH FLOW based on annual benefit divided by ORIGINAL PREMIUM paid
PAID
$500,000
$500,000
DEFICIT / SURPLUS
RECEIVED $1,554,840
$1,554,840
ANNUAL
$51,828
$51,828
MONTHLY
$4,319
$4,319
MONTHLY
CUMULATIVE
AGE YEAR
$3,400
10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37% 10.37%
$565
$6,782
65 1 66 2 67 3 68 4 69 5 70 6 71 7 72 8 73 9 74 10 75 11 76 12 77 13 78 14 79 15 80 16 81 17 82 18 83 19 84 20 85 21 86 22 87 23 88 24 89 25 90 26 91 27 92 28 93 29 94 30
$4,319
$4,319 $51,828
$490
$12,662
$4,319
$4,319 $51,828
Inflating Each Year at :
$413
$17,624
$4,319
$4,319 $51,828
2%
$335
$21,648
$4,319
$4,319 $51,828
$256
$24,716
$4,319
$4,319 $51,828
THAT EXISTS
$174
$26,809
$4,319
$4,319 $51,828
NOW, BEFORE AND IN: EVERY YEAR OF RETIREMENT AND USING ANNUITY PREMIUM IN THIS CHART OF SPECIFICALLY
$92
$27,908
$4,319
$4,319 $51,828
$7
$27,991
$4,319
$4,319 $51,828
-$79
$27,040
$4,319
$4,319 $51,828
-$167
$25,033
$4,319
$4,319 $51,828
-$257
$21,950
$4,319
$4,319 $51,828
-$348
$17,768
$4,319
$4,319 $51,828
-$442
$12,466
$4,319
$4,319 $51,828
$500,000
-$537
$6,022
$4,319
$4,319 $51,828
-$634
-$1,588
$4,319
$4,319 $51,828
-$733
-$10,387
$4,319
$4,319 $51,828
THEN WE WILL HAVE TO SPEND FROM OUR RETIREMENT SAVINGS
-$834
-$20,398
$4,319
$4,319 $51,828
-$937
-$31,646
$4,319
$4,319 $51,828
-$1,042
-$44,155
$4,319
$4,319 $51,828
-$272,610
-$1,150
-$57,951
$4,319
$4,319 $51,828
-$1,259
-$73,060
$4,319
$4,319 $51,828
IN ORDER TO SURVIVE RETIREMENT
-$1,371
-$89,508
$4,319
$4,319 $51,828
-$1,484
-$107,321
$4,319
$4,319 $51,828
-$1,600
-$126,526
$4,319
$4,319 $51,828
-$1,719
-$147,153
$4,319
$4,319 $51,828
OR WE WILL HAVE A WONDERFUL SURPLUS OF :
-$1,840
-$169,228
$4,319
$4,319 $51,828
-$1,963
-$192,782
$4,319
$4,319 $51,828
-$2,088
-$217,843
$4,319
$4,319 $51,828
-$272,610
-$2,217
-$244,442
$4,319
$4,319 $51,828
-$2,347
-$272,610
$4,319
$4,319 $51,828
9 out of 10 Actuaries Recommend that Prior to Throwing the Baby out with the Bathwater, the Bathwater should be CHANGED FIRST - (in other words, request changes to your quote!)
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