727.835.1500 | 386.446.4226 THEWELCHGROUP.NET
PRSRT STD US POSTAGE PAID BOISE, ID PERMIT 411
17221 CAMELOT CT., STE. 101 LAND O LAKES, FL 34638
INSIDE
1 A Big Change 2 5 Reasons to Diversify Your Banking 2 Teen Driver Safety 3 Easy Foil-Grilled Sausage and Vegetables 3 Want to Save on Your Next Vacation? 4 Insurance for Teens
What’s the Scoop on Insurance? AND HOW TO REDUCE THE RATES FOR TEEN DRIVERS
With your kids growing up, getting behind the wheel, and heading off to college comes the need for insurance. You may wonder, “What types of insurance does my child need and how can I get the lowest rates?”
Most insurance carriers offer discounts for auto insurance when your teen maintains good grades in school. Some carriers will also lower insurance rates for having completed safety courses, which is also a great tool for your teenager to brush up on driving skills. Renters Insurance If your teenager is heading off to college and plans to live off campus, they will need some type of renters insurance. Renters insurance will protect your teen, their property, and their living arrangements after a covered loss. Renters insurance offers these three types of coverage: personal property, liability, and additional living expenses. Personal property coverage covers what it may cost to replace the property that is lost up to the limit outlined in your specific policy. Liability insurance covers the cost that may be incurred if you accidentally damage someone else’s property up to the limit in your policy. Additional living expenses covers additional costs that are incurred, such as hotel bills, if your primary residence is uninhabitable. For assistance in choosing a policy best suited to your teenager, the professionals at The Welch Group are ready to assist you in finding the best fit! Call us today for more information or for help with your most pressing teen-related insurance questions.
Teen Auto Insurance You likely are aware of the hefty prices that come with adding a teenager to your auto insurance policy. Teenage boys driving trucks or SUVs can be expensive additions to your insurance policy! But there are some ways to save. In theory, any type of sedan (Honda Civic, Honda Accord, Toyota Camry, etc.) is typically less expensive to insure when compared to a 4x4 vehicle. This is because insurance carriers are aware that 4x4 vehicles are typically used for off-roading and towing, and these are situations where the probability for damage is higher.
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