30-Year, Fixed-Rate, JUMBO Mortgage Index* Optimal Blue Mortgage Market Index since 2018
8.0
30-Year Fixed-Rate Mortgage Interest Rate for JUMBO Loans In 2024, single-family loans with balances above $766,550 in most counties, and $1,149,825 in high- cost areas, are considered jumbo.
7.5
7.0
6.5
2024 begins ▲
6.0
2023 begins ▲
5.5
Rates vary according to the property, price, borrower and lender.
2018
5.0
4.5
4.0
3.5
Pandemic hits ▲
3.0
2022 begins ▲
2.5
Updated through 11/19/2024
2.0
1/1/2018
1/1/2019
1/1/2020
1/1/2021
1/1/2022
1/1/2023
1/1/2024
* Optimal Blue, 30-Year Fixed Rate Jumbo Mortgage Index, on a given day. Retrieved from FRED, Federal Reserve Bank of St. Louis; https://fred.stlouisfed.org/series/OBMMIJUMBO30YF. Data from sources deemed reliable, but may contain errors and subject to revision. All numbers should be considered approximate.
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