TABLE OF CONTENTS
04 06 07 08 09 10 11 12 13 Employee Assistance Program (EAP) 16 Retirement Options 17 Additional Benefits 18 Carriers, Vendors & Contacts 20 Enrollment and Eligibility Lines of Coverage Medical Plan Dental Plan Vision Plan Flexible Spending Account (FSA) Health Savings Account (HSA) Employee Deductions Life Insurance Plan
The following descriptions of available benefit elections options, are purely informational and have been provided to you for illustrative purposes only. Payment of benefits will vary from claim to claim within a particular benefit option and will be paid at the sole discretion of the applicable insurance provider for each benefit option. The terms and conditions of each applicable policy or certificate of coverage will provide specific details and will govern in all matters relating to each particular benefit option described in this summary. In no case will any information in this summary amend, modify, expand, enhance, improve or otherwise change any term, condition or element of the policies or certificates of coverage that govern the benefit options described in this summary.
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