LINES OF COVERAGE
MEDICAL INSURANCE Your health insurance is provided through Blue Cross Blue Shield of North Carolina. For full-time regular employees, the Village pays the entire premium for the employee medical coverage. For employees working 20 hours, the Village pays for 50% of the premium. The plans offer in- and out-of-network benefits, providing you the freedom to choose any provider. However, you will pay less out of your pocket when you choose a network provider. Locate a network provider at www.bcbsnc.com. DENTAL INSURANCE Your dental insurance is provided through Principal. For full-time regular employees, the Village pays the entire premium for the employee dental coverage. For employees working 20 hours, the Village pays for 50% of the premium. The plan offers in- and out-of-network benefits, providing you the freedom to choose any provider. However, you will pay less out of your pocket when you choose a network provider. Locate a network provider at www.principal.com. VISION INSURANCE Your vision insurance is provided through Vision Service Plan (VSP). For full-time regular employees, the Village pays the entire premium for the employee vision coverage. For employees working 20 hours, the Village pays for 50% of the premium. You have the freedom to choose any vision provider. However, you will maximize the plan benefits when you choose a network provider. If you choose a non-network provider, you may be responsible for paying in full at the time of service and submitting a claim to VSP for reimbursement. Locate a VSP network provider at www.vsp.com. LIFE INSURANCE The Village provides basic life and accidental death and dismemberment insurance in the amount of $25,000 to full-time regular employees. Coverage is provided by Principal , and there is no charge to employees for this benefit. For more information call 800-832-4450 or visit www.principal.com. VOLUNTARY/SUPPLEMENTAL INSURANCE In addition to the basic policy provided by the Village, employees may elect to purchase additional life and/or accidental death and dismemberment coverage for themselves, their spouses, and their children. Voluntary coverage of up to $300,000 is available for employees and spouses; $10,000 policies are available for children. Note that policies with a value greater than $100,000 may be subject to proof of good health. This coverage is provided by USAble . Group offerings through Aflac include Short Term Disability, Critical Illness and Accident Coverage. Individual plans will still be in place if you have enrolled in them previously. Contact Steve Cooper by phone at 919-417-7476 or email him at s1_cooper@us. aflac.com. You may also visit www.aflac.com for additional information. Aflac Group is available for service related questions and can be reached at 1- 866-289-2352. Note that new policies and changes to existing coverage can only be made initially during an employee’s annual enrollment period unless a status change occurs. NOTE: You should review your beneficiaries no less than annually, but changes can be made any time. You currently have beneficiaries for the following plans: Principal Life insurance, NC Retirement System, Prudential 401(k)/457(b) and voluntary plans. Contact the Human Resources Department for assistance in changing beneficiaries.
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