Toph Sheldon, CPA for the Self-Employed June 2019



513-342-4000 WWW.TOPHCPA.COM


A Look at a Well-Traveled Road

“I wouldn’t be the husband, father, or businessperson I am without the choices I made along the way.”

I couldn’t be happier with what I do today. Starting my own small business and becoming a CPA for the Self-Employed® have been two of the most rewarding journeys of my life, but they were just that: journeys. It took me a long time to get to a place where I feel comfortable and confident in my profession, and that way was paved with plenty of hurdles. When I look back now, I’m thankful for the road I set out on so many years ago. Without those hurdles, I wouldn’t be the husband, father, or businessperson I am today. All too often, we don’t take the time to look back and appreciate how far we’ve come. Today, I’d like to do just that.

Their problems with the IRS had gotten so out of control that they

were understandably absolutely terrified to open their mail. As if that wasn’t enough, the state and city were also breathing down their necks, looking to collect what they were owed. I knew I had

Now, as many of you may know, I spent many of my teenage years and early adulthood pursuing my dream of being a professional golfer. Everybody has that one goal that you’re just certain you’re going to end up meeting someday. My goal was to make a living playing golf. While I did achieve that goal to some extent after college — I was a club pro for many years, to little critical acclaim— it wasn’t until I’d spent nearly a decade trying to see that dream to fruition that I realized it wasn’t my true destiny. There’s only so long that blind ambition can outweigh reality. Today, I realize that I just wasn’t good enough and was never going to cut it, but that realization took me years to stomach. If you asked me any time along the way, during any one of those minor tournaments or late-night practices on the range, there wouldn’t have been a shadow of a doubt that I was going to make it. That’s how I’ve always lived, pouring myself into my work. It’s something that can’t be taught. Yet, as you get a little bit older and start taking on more responsibilities, you begin to realize that there are other paths for you to take. There are other outcomes for your life that don’t revolve around being on a TV screen or on the cover of a box of Wheaties. In fact, you start to realize that you wish you’d looked into those options a little bit earlier. For me, this came in the form of one event that changed my course. I’d taken accounting classes in college and worked minor jobs in the field, so I had the experience of your typical desk jockey. That’s why I offered to help out a neighbor who was having a serious tax issue.

to help. I ended up sitting there with them and opening their mail for what seemed like hours on end. To our mutual surprise, among the sea of threatening letters was a check from the city of Cincinnati for a refund. Alongside all that bad news was a little glimmer of hope that spelled a way out for them. That was my lightbulb moment. No matter how bad your issues may seem, there is always a scenario that sees you digging your way out. There is always an end result that sees you being able to move on with your life and sleep safely at night. It was from that interaction that I had my first taste of the exciting side of being a tax problem solver for the self-employed. This wasn’t a job that meant I had to sit at a desk all day in a stuffy office. I finally realized that I could use my abilities to help self-employed people fight their demons within the IRS. There are a lot of people out there who need a helping hand that doesn’t come in the form of a $500-an- hour tax attorney. I’m proud to lend that helping hand, and I’m proud that my life lead me to that pivotal moment. I’d love to see how I can help you. To learn more about what I can do for you here, please give me a call at 513-342-4000 or visit my website anytime at

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