TCF - Southern Co-op Funeral Plan - Terms & Conditions

Pre-paid funeral plans

Important information about funeral plans for a burial Burial in a cemetery If your funeral plan is for a burial, it will include an interment fee, covering the Local Authority’s (or cemetery owner’s) charge for the grave to be prepared and the burial to take place. Please note that there are several Our funeral plans for burial don’t cover the cost of the purchase/lease of a grave. If you already own a grave, we’ll need the details from you. If you don’t have one, then you or your representative will need to buy one from the Local Authority responsible for your chosen cemetery before a burial can take place. There are two options available: a. You can buy a grave in advance and choose your ideal resting place. You’ll pay to buy the grave and may have to pay extra for a specific plot. other points to consider: Buying a grave b. If you don’t plan to buy a grave, your representative will need to purchase one before the funeral arrangements can go ahead. This will be dependent on the availability of grave spaces at the time. Temporary grave markers Many cemeteries place a temporary marker on the grave after the burial takes place, particularly if a headstone is to be erected later. There’s normally a charge for this, which can be added to your personalised plan. Burial in a churchyard or graveyard: Your plan includes the burial fee and a church fee if a service has been included. If you don’t already have a grave arranged, availability in churchyards and graveyards is not guaranteed and will be dependent upon the situation at the time of the funeral. We’ll do everything possible to make sure your wishes are met and that alternative arrangements are made if necessary.


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