The Stano Law Firm September 2018

monthly “You are not alone.”

SEPTEMBER 2018

FROM THE DESK OF

Paul Stano

Just this week, I saw an article from Suze Orman with advice to get long-term care insurance while you’re in your 50s and can afford it. She has also talked about how she has full-time nurses who are caring for her 96-year-old mother. Her regret is that her mother didn’t pay the $2,000 premium when it was time, and now she’s paying $30,000 per MONTH. Here’s what Suze Orman didn’t tell you ... Long-term care insurance is a use-it- or-lose-it product — just like health insurance. No matter what the premium, it’s not better than the options that I’ve put in place for myself. She didn’t tell you that if you have more than $400,000 in your IRA, you can shift $100,000 of that money to a financial product that will not only provide you with money to pay for long-term care, but will also pay out a BENEFIT to your children if you end up NOT entering a nursing home.

THEWORLDTRADE CENTER How the Towers Came to Be

On Sept.11, 2001, at 8:46 a.m., American Airlines Flight 11 struck the north tower of theWorld Trade Center traveling at 470 mph, ripping a hole in the building from floors 93 to 99. At 9:03 a.m., a second plane smashed into the south tower traveling at 590 mph, cutting a gaping hole from floors 75 to 85. Within an hour, the south tower collapsed due to the sheer weight of the building combined with the damage dealt by the impact and the burning jet fuel. At 10:28 a.m., the north tower followed. The rubble and debris from the collapsed towers caused fires and further damage to the surrounding buildings and areas. Within hours, nearly 3,000 people had lost their lives. The attack left the world in a state of terror and grief, and the United States was changed forever. Today, the twin towers’ last day is remembered as the worst terrorist attack in history, but few people know how the buildings became part of New York City’s skyline in the first place. A world trade center pavilion was first hosted during the NewYorkWorld’s Fair in 1939 — the exhibit was dedicated to the slogan“world peace through trade.”The idea for theWorld Trade Center was then abandoned after seven years, until David Rockefeller revived the concept to reinvigorate lower Manhattan. Rockefeller took the reins and continued the project, finding premises near the Fulton Fish Market on the East River, and construction on the $250 million complex began. He also turned to the Port of NewYork Authority for financial support to ensure theWorld Trade Center’s completion, and the first real plans for theWorld Trade Center were put into action. It was then that the Port Authority decided the towers should break the record for the tallest building in the world, beating the 1,250-foot Empire State building. To do this, architect Minoru Yamasaki designed the towers to hold 110 stories each, but they would not have the traditional

-Paul Stano

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