INTEREST CREDITING ACCOUNTS
WealthChoice has attractive allocation choices, including a fixed interest account and indexed options that are tied to various market indexes. You may allocate your funds to any of the following interest crediting strategies. You have the opportunity to reallocate account values among these options each contract anniversary, or simply continue your original selections — the choice is always yours.
FIXED ACCOUNT The fixed account is set by the issuing company. The fixed rate is declared each contract anniversary and guaranteed for one year. The fixed rate will never be less than 1%. Interest is credited daily.
HORIZON ASCEND 5%™ INDEX, POINT-TO-POINT PARTICIPATION
The Horizon Ascend 5%™ Index is managed by Horizon Investments, utilizing institutional and academic quality investment techniques to smooth returns under any market condition. Index growth is calculated from one contract anniversary to the next. If index growth is positive, it is multiplied by a Participation % to determine the indexed interest to be credited on the contract anniversary. Participation rate will never be less than 10%.
S&P 500® POINT-TO-POINT CAP
The S&P 500® is widely regarded as the best single gauge of large-cap U.S. equities. The index includes 500 leading companies and covers approximately 80% of available market capitalization. Index growth is calculated from one contract anniversary to the next. If index growth is positive, it is multiplied by a Participation % to determine the indexed interest to be credited on the contract anniversary. Cap will never be less than 1%.
Made with FlippingBook - Share PDF online