Symetra Income Edge

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SYMETRA INCOME EDGE FIXED INDEXED ANNUITY

How can I receive lifetime income?

The withdrawal benefit creates income for life The withdrawal benefit allows lifetime withdrawals from your contract up to the maximum withdrawal amount (maximum amount) each year, regardless of your remaining contract value. The amount will never decline due to indexed account performance.

Your lifetime withdrawals have potential to grow both before and after withdrawals begin.

Before lifetime withdrawals begin: • Your maximum amount is guaranteed to increase each year for up to 10 years. 1 • In addition to the annual increase, as your contract value grows, your future maximum amount also increases—even after 10 years. Potential contract value growth is based on the performance of accounts you choose: 1. S&P 500® Index Point-to-Point 2. JPMorgan ETF Efficiente® 5 Index Point-to-Point 3. Fixed account Indexed account availability may vary by distributor. Additional indexed account options may be available to your at the end of your interest term. Consult with your financial professional or registered representative for more information.

After lifetime withdrawals begin: If you’re 59½ or older and ready to begin lifetime withdrawals, you have two options: 1. Level withdrawals: A guaranteed, level amount for life. 2. Index-linked withdrawals: Guaranteed withdrawals for life with potential for increases each year.

1 Assuming no withdrawals prior to the date lifetime withdrawals begin.

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