STEADY INCOME OPTIONS FOR YOUR SPECIFIC TIME HORIZON
If you prefer consistent guaranteed lifetime income, the Income Horizon: Early and Income Horizon: Later riders can be tailored to your time horizon for when you plan to begin taking income. LEVELIZED INCOME WITH INCOME HORIZON
Annual Benefit Amount Income Horizon: Early vs Income Horizon: Later
• Income Horizon: Early if you plan on taking income within three years of purchase • Income Horizon: Later if you plan on taking
income beginning four years or more after purchase
0
1
2
3
4
5
6
7
8
9
10
Years to Defer Rider Exercise
Income Horizon: Early
Income Horizon: Later
These hypothetical examples are meant only to demonstrate how the riders are designed to work and are not a promise or projection of future income payments or returns. Assumes election of a single coverage option for a 65 year-old at the time of contract issue with an upfront bonus to the Income Benefit Base of 10% of premium and simple interest credit/roll-ups of 10% of premium to the Benefit Base in years 1-10. Your actual income guarantee is determined by multiplying your Income Benefit Base by a withdrawal factor at rider exercise.
RMD FLEXIBILITY Withdrawals for Required Minimum Distributions (RMDs) associated with this contract will not be subject to fees or a Market Value Adjustment (MVA). 4 See page 7 of this brochure for details on how RMDs impact guaranteed income benefits.
4. Any withdrawals taken prior to the date of rider exercise will impact guaranteed income payments but will not stop simple interest credits/roll-ups to the Income Benefit Base. Certain Year 1 restrictions may apply. Please consult with your producer for details. 06 PAGE
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