Secure your retirement today Fixed index annuity basics.
What is a Fixed Index Annuity? A fixed index annuity is a contract backed by the financial strength and claims paying ability of the issuing company. This guarantees contract owners a retirement vehicle designed to protect assets while allowing for growth opportunities. It does this through a combination of powerful benefits:
How a Fixed Index Annuity Works The retirement product is purchased with an insurance provider that, in turn, guarantees principal protection, tax- deferred growth potential on assets and a reliable income stream. Throughout the course of the contract, the fixed index annuity can earn additional interest credits based, in part, on index increases. As an insurance product, the fixed index annuity is not directly tied to any index. So, there are none of the exposure risks associated with direct stock or share ownership. The annuity cannot lose money due to index volatility and the interest credited will never be less than zero.
• Principal Protection • Guaranteed Income • Tax-Deferred Growth Potential
• A Level of Liquidity • May Avoid Probate
Shield Your Retirement Income For Life The IncomeShield fixed index annuity is designed to shield a portion of your portfolio from retirement unknowns that can stand in the way of your goals. Through benefits like principal protection from market loss, guaranteed income and lifelong payouts, the IncomeShield annuity offers a powerful combination of potential retirement solutions.
Principal Protection
10%
10% Premium Bonus
Ongoing Growth Potential
Competitive Guaranteed Income
Multiple Lifetime Income Benefit Rider Options
IncomeShield 10
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