Index Options Selection of trackable and transparent index options managed by third-party financial institutions.
BlackRock ® Adaptive U.S. Equity 5% Index This index is designed to deliver exposure to BlackRock’s iShares ® Core S&P 500 ® ETF, three fixed income U.S. Treasury iShares ® ETFs and a cash component, while adaptively rebalancing daily based on macro conditions. Ticker: BAUSE5X BofA Destinations Index™ (Multi-Asset) Designed in collaboration with Bank of America, this exclusive-to-American Equity volatility control index aims to deliver stability and growth in changing market conditions. Ticker: BOFADST5 UBS Tech Edge Index (Multi-Asset) The excess return index combines four U.S. tech- and biotech-focused ETFs and two fixed income components. It utilizes a cutting-edge target volatility control mechanism, powered by Salt Financial, to identify changing market conditions by using a combination of intraday and end-of- day data. Ticker: CSEATEDG
SG Global Sentiment Index A global excess return index that uses six cross asset capital market indicators to assess market sentiment and determine whether the market is in a growth, intermediate or shrinking phase. Once the market phase is determined, the index allocates assets across a predetermined global and diverse asset base including ETFs and domestic, European and Asian indices. Ticker: SGIXSENT S&P 500 ® Index (Equity only) Considered one of the best gauges of large-cap U.S. equities, it consists of 500 leading publicly traded companies in the U.S., covers approximately 80% available market capitalization and rebalances quarterly. Ticker: SPX S&P 500 ® Dividend Aristocrats ® Daily Risk Control 5% Excess Return Index Offers exposure to S&P 500 ® Dividend Aristocrats ® Index, consisting of companies in the S&P 500 Index that have consistently increased dividends in each of the past 25 consecutive years, with the added stability of a cash (interest-free) component. Ticker: SPXD5UE
Locked In Growth All crediting strategies automatically reset on an annual or biennial basis, depending on the strategy term, at which time any earned interest is locked in and cannot be lost due to index declines.
$100,000 $110,000 $115,000 $120,000 $125,000
Contract Value Index Performance
1 Contract value increases with the benefit of the premium bonus plus positive changes in the index and automatically resets and locks in on contract anniversaries. 2 The contract value is protected from negative index declines. 3 Due to the automatic reset, positive changes in the index allow the contract value to grow without having to recoup losses from when the index declined.
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$95,000
$90,000 $85,000
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