Equitrust Market 7

Throughout your working years, retirement may have seemed like a lifetime away. Now, it’s closer than ever, and you’re likely adding plenty of plans to your bucket list. To bring your wishes to life, you’ll need to boost your future income and protect what you’ve built.

At EquiTrust, we know how important your goals for retirement are. That’s why we offer a seven-year fixed index annuity to help you achieve them — MarketSeven Index® Annuity.

HOW DOES A FIXED INDEX ANNUITY WORK? A fixed index annuity (FIA) — like MarketSeven Index® — is a product designed to provide you income for retirement through interest earned on market indices. Your money is never exposed to downside market risk. In fact, you share only in the gains, not the losses. Growing your Accumulation Value It starts by choosing your index accounts and crediting strategies, providing you the ability to diversify your retirement strategy. Then, on appropriate contract anniversaries, “index credits” are determined on these accounts and applied to your contract’s current Accumulation Value. If the index value increases, your Accumulation Value grows. If the index value declines, your Accumulation Value will simply remain unchanged from the previous period’s Accumulation Value. Index credits will never be less than zero.

If index declines

Growth

Accumulation Value remains unchanged

Time

Index

Accumulation Value

2 | MARKETSEVEN INDEX® ANNUITY

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