Create a retirement worth waiting for A risk-management strategy can help you plan for today, tomorrow, and what’s next.
When you’re nearing retirement, market downturns can be concerning. At the same time, low-risk investments often offer interest rates that aren’t keeping pace with inflation. A retirement product designed to address both while providing lasting income may contribute to a more complete overall retirement strategy. The MarketProtector Suite of fixed index annuities combines the protection of a fixed annuity with the potential for you to benefit from market gains.
The MarketProtector suite highlights
BENEFIT
HOW IT WORKS
Add to your contract value with potential gains tied to an index. While the MarketProtector Suite does not invest directly in an index, it uses the selected index—a measurement based on a selection of stocks—to determine the additional interest that may be credited to your contracts. You can also choose from various crediting methods for opportunities to lock in growth.
GROWTH
Avoid market volatility and keep what you earn. You can shield yourself from losses and breathe a little easier when markets are slow because you aren’t directly invested in them.
PROTECTION
Adapt to your changing needs in retirement. You do your best to plan for the future, but life happens. The MarketProtector Suite gives you options to customize your contract including various timelines, indexes, and crediting methods for when circumstances shift. In addition, you can add lifetime income benefits if you need them or opt out later if your needs change.
FLEXIBILITY
Income taxes can erode the financial goals you have for retirement. Keep more of what’s yours through tax deferral. 5
TAX ADVANTAGES
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