Additional Protection Protect your principal and earn interest safely
Safety of Principal ASIA PLUS 10 allows you to receive interest earnings based upon the growth of a variety of carefully selected indices without being directly invested in the indices. If the selected index or indices goes down in value during the measuring period, you receive zero return but you do not lose principal. Control Your Taxes ASIA PLUS 10 allows you to decide when your income should be taxable to you. With a tax deferred annuity, the annuity value has the potential to grow, however you are not liable for those taxes until the money is withdrawn. Current U.S. tax law provides that, earnings from an annuity are taxable upon a withdrawal as ordinary income. You should contact your attorney or tax advisor for personal tax instruction.
Surrender Charge Free Withdrawal Privilege
ASIA PLUS 10 offers you this flexibility. After the contract is issued, you can withdraw up to 10% of the annuity value at the beginning of the contract year, or the minimum required distribution, if greater, during each contract year without any surrender charges. 8 Full Surrender The full annuity value of your contract is available without any surrender charges after the contract has been in force for 10 full contract years. 8 However, if your financial plans change and you need to surrender the contract prior to the end of 10 years, you can do so, subject to a surrender charge (MVA may apply) as shown in this schedule:
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AMERICAN NATIONAL / ASIA PLUS 10
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