S&P 500 ® Specified Rate Strategy S&P 500 ® Index One Year Performance with Specified Rate
The specified rate is set at the start of each segment term, subject to the guaranteed minimum specified rate. At the end of the one-year segment term, the earnings are calculated based on the performance of the S&P 500 ® index. If the index is up or unchanged, the interest earnings will be the specified rate multiplied by the annuity value in this indexed crediting strategy segment. If the index is down, there will be no interest earnings for that segment term. 4
Hypothetical Examples 1 • 3.40% specified rate, $10,000 allocation, one-year segment term $340 total gain if index increased or remains unchanged $0 total gain if index decreased
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AMERICAN NATIONAL / ASIA PLUS 10
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