Income 150+ FIA the basics
Generates guaranteed income with predictable growth Income 150+ FIA helps build a stream of guaranteed lifetime income 1 with steady growth 2 to the contract.
Personalized growth potential You are given the option to grow your money through a broad array of index-linked interest crediting strategies as well as a fixed rate strategy.
Down market protection No matter how you choose to potentially grow your money, negative market performance will never reduce it.
Additional income for a qualified healthcare need Income 150+ FIA o ers the optional Income Enhancement Benefit, 3 at no additional cost, 6 that doubles your guaranteed annual income amount for up to five years. 4,5
Guarantees are based on the claims-paying ability of Forethought Life Insurance Company and assumes compliance with the product’s benefit rules, as applicable.
1 Assuming no excess withdrawals. Early withdrawal charges and Market Value Adjustments (MVA) may apply. Withdrawals may reduce any optional guaranteed amounts in an amount more than the amount of the withdrawal. 2 The income benefit is included on date of issue for an annual charge of 1.20% of the Withdrawal Base at the end of each contract year deducted from the contract value. Cost may vary by Withdrawal Charge Period. The Withdrawal Base is a separate numerical value used to help determine the amount of future income. It is not available for cash surrender or as a death benefit. 3 State and firm variations may apply. The Rider is not long-term care insurance and is not intended to replace such coverage. It is referred to as the Annual Payment Accelerator Rider in the contract. 4 The benefit is available only if your contract value is above the minimum allowed under the Income Enhancement Benefit. 5 Once the Income Enhancement Benefit period ends, a new benefit period is no longer available. The Income Enhancement Benefit may be used only one time per contract. 6 While certain included features may have no explicit cost, a product with built-in rider features may o er higher or lower strategy parameters on applicable index strategies, such as index caps, than products that don’t have these built-in features.
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FIA1460-1
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